Smith County property record for 12971 Winding Oak, Lindale, TX 75771
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,573 sqft · built 2005 |
| Lot Size | 0.825 acres (35,937 sqft) |
| Owner | Individual Name on File |
| Last Sale | $512,050 (Apr 2026) |
| Tax Bill | $3,844 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Jan 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R127018 |
| Primary APN | R127018 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,573 sqft Living Area |
| 1st Floor Area | 2,573 sqft |
| Flooring | Carpet |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Steel Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 35,937 sqft (0.825 acres) |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 274 sqft |
| Storage Building | 1,814 sqft |
| Heating System | Central |
|---|
| Account Number | R127018 |
|---|---|
| Street Address | 12971 WINDING OAK |
| City | LINDALE |
| State | TX |
| Zip | 75771-7053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE THICKETLOT 85-A |
| Legal Subdivision | THE THICKET |
| Legal Lot Number | 85 |
| Jurisdiction | SMITH TX |
| Township / Civil Division | LINDALE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 1404 |
12971 Winding Oak is owned and occupied by an individual who bought it in April 2026.
Source: Smith County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12971 WINDING OAK, LINDALE, TX 75771-7053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed, Transfer · Conventional Mortgage RED DIAMOND HOME LOANS LLC |
| Jan 23, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2026 · Amount on File |
| Deed Sale | Apr 13, 2026 · Amount on File |
| Prior Sale | Jan 23, 2019 |
| Deed Document Number | 202610212 |
| Prior Transfer Date | Aug 8, 2014 |
| Prior Transfer Doc | 0000032877 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Apr 13, 2026 |
| Property Address | 12971 WINDING OAK, LINDALE, TX 75771-7053 |
| Document Number | 0000010212 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 2026.10212 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12971 WINDING OAK, LINDALE, TX 75771-7053 |
| Document Number | 0000010213, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 2026.10213 |
| Name | RED DIAMOND HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000010214, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 2026.10214 |
| Name | TEXAS TECH FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 15 Months |
| Due | May 1, 2041 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Jan 23, 2019 |
| Property Address | 12971 WINDING OAK, LINDALE, TX 75771-7053 |
| Document Number | 0000002228 |
| Instrument Date | Jan 21, 2019 |
| Instrument | 2228 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12971 WINDING OAK LINDALE TX 757717053, LINDALE, TX 75771-7053 |
The 2026 property tax bill for 12971 Winding Oak was $3,844 with exemptions applied, up 0.9% from the year before.
Source: Smith County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Smith County |
| Unified School District | Lindale Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,844.00 (+0.95%) Homeowner's exemption Senior Citizen's exemption | $606,621 (+5.71%) Land $63,580 Building $543,041 | $606,621 (+5.71%) Land $63,580 Building $543,041 |
| 2025 | $3,808.00 (-17.5%) Homeowner's exemption Senior Citizen's exemption | $573,879 Land $57,266 Building $516,613 | $573,879 Land $57,266 Building $516,613 |
| 2024 | $4,616.00 (+0.17%) | ||
| 2023 | $4,608.00 (-25.63%) Homeowner's exemption | $562,469 Land $77,734 Building $484,735 | $562,469 Land $77,734 Building $484,735 |
| 2022 | $6,196.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12971 Winding Oak in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12971 Winding Oak is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 70% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINDALE RURAL WSC serves 14,781 people · EPA ID TX2120017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures