12971 Sturgeon Rd, Side Lake, MN 55781 Property Records

St. Louis County property record for 12971 Sturgeon Rd, Side Lake, MN 55781

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3 bd · 1 ba · 864 sqft · built 1955
Lot Size	0.724 acres (31,546 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,432 (2026)
Flood Zone	Zone X (minimal risk)
APN	`370-0018-00120`

Property Details

APN / Parcel Number

Primary APN	`370-0018-00120`
Alternative APN	`1099200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	864 sqft Gross Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Rustic
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	31,546 sqft (0.724 acres)
Garage Area	840 sqft
Deck Area	100 sqft
Cabin	336 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1099200
Street Address	12971 STURGEON RD
City	SIDE LAKE
State	MN
Zip	55781-8465
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	RES
Legal Description	LOT: 0012 BLOCK:000 SERIAL #
Legal Subdivision	BANGS SHORE LOTS
Legal Lot Number	12
Jurisdiction	ST LOUIS MN
Township / Civil Division	FRENCH
Census Block Group	4
Census Block	4070
Census Tract	15100

Owner

Source: St. Louis County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12971 STURGEON RD, SIDE LAKE, MN 55781-8465
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 16, 1998
Transfer Doc	0001492765
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	French Township
Unified School District	Hibbing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,432.00 (+9.92%)
2025	$4,032.00 (+17.41%)	$416,000 (+22.21%) Land $170,700 Building $245,300	$416,000 (+22.21%) Land $170,700 Building $245,300
2024	$3,434.00	$340,400 (+50.62%) Land $170,700 Building $169,700	$340,400 (+50.62%) Land $170,700 Building $169,700
2022		$226,000 Land $119,800 Building $106,200	$226,000 Land $119,800 Building $106,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20