San Bernardino County property record for 12971 Sterling Ave, Chino, CA 91710
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,402 sqft · built 1987 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $333,000 (Sep 2002) |
| Tax Bill | $5,637 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1052-041-46-0000 |
| Primary APN | 1052-041-46-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,402 sqft Living Area |
| Gross Area | 2,804 sqft |
| 1st Floor Area | 1,537 sqft |
| 2nd Floor Area | 865 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Modern |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 7,200 sqft (0.165 acres) |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 402 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12971 STERLING AVE |
|---|---|
| City | CHINO |
| State | CA |
| Zip | 91710-6275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 12539 LOT 15 |
| Legal Subdivision | TRACT NO 12539 |
| Legal Tract | 12539 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1911 |
12971 Sterling Ave is owned and occupied by two individuals who acquired it in November 2020.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12971 STERLING AVE, CHINO, CA 91710-6275 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARROWHEAD CU |
| Nov 17, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2002 · Amount on File |
| Deed Sale | Sep 25, 2002 · Amount on File |
| Deed Document Number | 2002504868 |
| Last Transfer Date | Nov 12, 2020 |
| Transfer Doc | 0000460327 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 12971 STERLING AVE, CHINO, CA 91710-6275 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL MCLPC |
| Name | Verified Name |
|---|---|
| Address | 12971 STERLING AVE, CHINO, CA 91710-6275 |
| Document Number | 0000190240 |
|---|---|
| Date | Aug 3, 2023 |
| Instrument | 2023-0190240 |
| Name | ARROWHEAD CU |
|---|---|
| Type | Credit Union |
| Address | RANCHO CUCAMONGA, CA 91729 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 3, 2043 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Nov 17, 2020 |
| Property Address | 12971 STERLING AVE, CHINO, CA 91710-6275 |
| Document Number | 0000460327 |
| Map Reference | MB 191 PG 97&98 |
| Instrument Date | Nov 12, 2020 |
| Instrument | 2020-0460327 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | PROVIDENT TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12971 STERLING AVE, CHINO, CA 91710-6275 |
| Document Number | 0000460328 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 2020-0460328 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Dec 1, 2045 |
The 2025 property tax bill for 12971 Sterling Ave was $5,637.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Chino City |
| Unified School District | Chino Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $513,481 (+2%) Land $147,446 Building $366,035 | |
| 2025 | $5,637.00 | $503,413 Land $144,555 Building $358,858 |
| 2023 | $5,336.00 (+0.58%) | $483,866 Land $138,942 Building $344,924 |
| 2022 | $5,305.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12971 Sterling Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 12971 Sterling Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHINO serves 90,187 people · EPA ID CA3610012 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2022 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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