12971 State Rd 24, Cedar Key, FL 32625 Property Records

Levy County property record for 12971 State Rd 24, Cedar Key, FL 32625

Property Summary

Property Type	Mobile Home
Details	built 1998
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$15,000 (Jul 2021)
Tax Bill	$652 (2024)
Deeds & Mortgages	Jul 2021 Sale
Flood Zone	Zone VE (high risk)
APN	`08706-001-00`

Property Details

APN / Parcel Number

Primary APN	`08706-001-00`
Alternative APNs	`3215130870600100` `2915130870600100`

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Lot Area	13,939 sqft (0.32 acres)

Location & Zoning

Street Address	12971 STATE ROAD 24
City	CEDAR KEY
State	FL
Zip	32625-4791
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	29-15-13 CEDAR KEY BLK 36 S 50 FT OF N 75 FT OF LOTS 1 THRU 12 OR BOOK 1450 PAGE 280
Legal Range	13E
Legal Township	15S
Legal Section	32
Legal Subdivision	CEDAR KEY
Legal Block	36
Legal Lot Number	1-12
Jurisdiction	LEVY FL
Township / Civil Division	CEDAR KEY-YANKEETOWN
Census Block Group	1
Census Block	1113
Census Tract	970400

Owner

12971 State Rd 24, a mobile home, is owned by two individuals who bought it in July 2021.

Source: Levy County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11151 SW 65TH ST, CEDAR KEY, FL 32625-2403
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2021 · Amount on File
Deed Sale	Jul 21, 2021 · Amount on File
Prior Sale	Mar 20, 2018 · Amount on File
Deed Document Number	2021686591
Deed Book / Page	1594 / 131
Prior Transfer Date	Jul 19, 2021
Prior Transfer Doc	0015940131
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEVY FL
Recording Date	Jul 21, 2021
Property Address	12971 STATE ROAD 24, CEDAR KEY, FL 32625-4791
Document Number	0015940131
Book / Page	1594 / 131
Map Reference	MB 1 PG 3
Instrument Date	Jul 19, 2021
Instrument	686591
Transaction Type	Transfer
Record Updated	Jan 5, 2026
Title Company	LEVY ABSTRACT AND TITLE COMPANY, LEVY ABSTRACT AND TITLE CO

Transaction

Amount	Amount on Record
Tax	$105.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11151 SW 65TH ST, CEDAR KEY, FL 32625-2403

Tax Assessment & Valuation

Source: Levy County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Levy County
Municipality	Cedar Key City
Unified School District	Levy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,435 (-) Land $28,800 Building $3,635	$32,435 (-) Land $28,800 Building $3,635
2024	$652.00 (-4.68%)
2023	$684.00 (+1.63%)	$32,435 (-)	$32,435 (-) Land $28,800 Building $3,635
2022	$673.00	$32,435	$32,435 Land $28,800 Building $3,635

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12971 State Rd 24 in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 186 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	378 units insured incl. 192 condo units
Nearby Flood Claims	614 (1983–2024)
Claims Outside the SFHA	1 of 614
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 149 claims Hurricane Idalia, Aug 2023 · 100 claims Tropical Storm Josephine, Oct 1996 · 91 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P25 “Cedar Keys”
Unit Type	System Unit
Designated	Nov 16, 1990
NFIP Eligibility	Not eligible (built 1998) built after the Nov 16, 1990 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12971 State Rd 24 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR KEY WTP serves 735 people · EPA ID FL2380178
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021 Haloacetic acids resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fiber by Central Florida Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20