12970 NW 97th Pl, Ocala, FL 34482 Property Records

Marion County property record for 12970 NW 97th Pl, Ocala, FL 34482

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,002 sqft · built 1993
Lot Size	7.5 acres (326,700 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,112 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12316-000-01`

Property Details

APN / Parcel Number

Primary APN	`12316-000-01`
Alternative APN	`2705931000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,002 sqft Living Area
1st Floor Area	1,002 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2004
Exterior Material	Brick
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Asphalt
Lot Area	326,700 sqft (7.5 acres)
Lot Dimensions	990 ft deep x 330 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	440 sqft
Patio Area	24 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2705931000
Old Parcel Number	1231600001
Street Address	12970 NW 97TH PL
City	OCALA
State	FL
Zip	34482-1091
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1;A1
Legal Description	SEC 08 TWP 14 RGE 20 W 1/4 OF N 3/4 OF SW 1/4 OF NW 1/4
Legal Range	20E
Legal Township	14S
Legal Section	08
Jurisdiction	MARION FL
Township / Civil Division	REDDICK-MCINTOSH
Census Block Group	1
Census Block	1030
Census Tract	101

Owner

12970 NW 97th Pl is owned and occupied by two individuals who acquired it in August 1992.

Source: Marion County records, as of January 2, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	12970 NW 97TH PL, OCALA, FL 34482-1091
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Deed of Trust, Mortgage · VA Mortgage STRONG HOME MORTGAGE LLC
Aug 17, 2020	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 1992
Deed Sale	Aug 1, 1992
Deed Document Number	0001891761
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	12970 NW 97TH PL, OCALA, FL 34482-1091
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12970 NW 97TH PL, OCALA, FL 34482-1091

Mortgage

Document Number	0080251813
Date	Apr 14, 2023
Book Page	8025/1813
Instrument	2023046158

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	12970 NW 97TH PL, OCALA, FL 34482-1091
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12970 NW 97TH PL, OCALA, FL 34482-1091

Mortgage

Document Number	0072481870
Date	Aug 17, 2020
Book Page	7248/1870
Instrument	2020084512

Lender

Name	CENTERSTATE BANK NA
Type	Bank
Address	OCALA, FL 34482

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 12970 NW 97th Pl was $1,112 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,112.00 Homeowner's exemption	$75,268	$227,864 Land $134,320 Building $93,544
2023	$880.00 (+1.15%) Homeowner's exemption	$70,829 (+3.12%)	$233,373 (+8.29%) Land $147,752 Building $85,621
2022	$870.00 Homeowner's exemption	$68,686	$215,503

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12970 NW 97th Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12970 NW 97th Pl is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on NW 97th Pl

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