12970 Johnson Ranch Rd, Galt, CA 95632 Property Records

Sacramento County property record for 12970 Johnson Ranch Rd, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,548 sqft · built 2014
Lot Size	1.91 acres (83,635 sqft)
Owner	2 Individual Names on Record
Last Sale	$573,000 (Nov 2014)
Tax Bill	$8,101 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148-1060-024-0000`

Property Details

APN / Parcel Number

Primary APN	`148-1060-024-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,548 sqft Living Area
1st Floor Area	3,548 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	83,635 sqft
Garage Area	725 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12970 JOHNSON RANCH RD
City	GALT
State	CA
Zip	95632-8921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	JOHNSON RANCH ESTATES, LOT 24
Legal Subdivision	JOHNSON RANCH ESTATES
Legal Lot Number	24
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1005
Census Tract	9502

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12970 JOHNSON RANCH RD, GALT, CA 95632-8921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Nov 21, 2017	Deed of Trust, Mortgage PATELCO FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2014 · Amount on Record
Deed Sale	Nov 14, 2014 · Amount on Record
Prior Sale	Mar 27, 2012 · Amount on Record
Deed Book / Page	20141114 / 780
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	12970 JOHNSON RANCH RD, GALT, CA 95632-8921
Document Number	2009180537
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12970 JOHNSON RANCH RD GALT CA 956328921, GALT, CA 95632-8921

Mortgage

Document Number	2009180537
Date	Sep 18, 2020
Instrument	2009180537

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	12970 JOHNSON RANCH RD, GALT, CA 95632-8921
Document Number	1711301325
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Dec 11, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12970 JOHNSON RANCH RD GALT CA 956328921, GALT, CA 95632-8921

Mortgage

Document Number	1711301325
Date	Nov 30, 2017
Instrument	1711301325

Lender

Name	PATELCO FCU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$712,813 (+2%) Land $153,230 Building $559,583
2025	$8,101.00 (+4.43%)	$698,837 (+4.04%) Land $150,226 Building $548,611
2024	$7,757.00 (+2.17%)
2023	$7,592.00 (+4.19%)	$671,702 Land $144,394 Building $527,308
2022	$7,287.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	1,000 / 1,000
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon.

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