12970 Bagley Rd, Parma (Cleveland), OH 44130 Property Records

Cuyahoga County property record for 12970 Bagley Rd, Parma, OH 44130

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,171 sqft · built 1956
Lot Size	1.13 acres (49,222 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,582 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`457-02-024`

Property Details

APN / Parcel Number

Primary APN	`457-02-024`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,171 sqft Living Area
Gross Area	4,825 sqft
1st Floor Area	2,171 sqft
Basement Area	2,171 sqft
Finished Basement	1,086 sqft
Unfinished Basement	1,085 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	49,222 sqft (1.13 acres)
Lot Dimensions	418 ft deep x 125 ft wide
View / Lot	Traffic
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	12970 BAGLEY RD
City	PARMA
State	OH
Zip	44130-5715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-A
Legal Description	ELY 22-37 EP489.66FT E CL W 130 ST
Legal Subdivision	ELY
Legal Lot Number	22,37
Jurisdiction	CUYAHOGA OH
Township / Civil Division	PARMA
Census Block Group	3
Census Block	3013
Census Tract	177604

Owner

Source: Cuyahoga County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12970 BAGLEY RD, PARMA, OH 44130-5715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 18, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2015
Deed Sale	May 4, 2015
Prior Sale	Aug 17, 2010
Deed Document Number	2015456
Prior Transfer Date	Jun 30, 2010
Prior Transfer Doc	0000000022
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	12970 BAGLEY RD, PARMA, OH 44130-5715
Transaction Type	Mortgage
Record Updated	Jan 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000079
Date	Dec 8, 2021
Instrument	202112080079

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	282 Months
Due	Jun 1, 2045

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	12970 BAGLEY RD, PARMA, OH 44130-5715
Document Number	0002270059
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12970 BAGLEY RD PARMA OH 441305715, PARMA, OH 44130-5715

Mortgage

Document Number	0002270059
Date	Feb 27, 2020
Instrument	2270059

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 26, 2045

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Parma City
Unified School District	Parma City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,582.00 (+6.22%) Homeowner's exemption	$95,935 (-0.01%) Land $18,130 Building $77,805	$274,100 (-) Land $51,800 Building $222,300
2024	$5,255.00 (+8.26%) Homeowner's exemption	$95,940 (+42.83%) Land $18,130 Building $77,810	$274,100 (+42.83%) Land $51,800 Building $222,300
2023	$4,854.00 (+0.87%) Homeowner's exemption	$67,170 (-) Land $13,900 Building $53,270
2022	$4,812.00 Homeowner's exemption	$67,170 Land $13,900 Building $53,270
2021			$191,900 Land $39,700 Building $152,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

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