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12970 88th Ter, Live Oak, FL 32060 Property Records

Suwannee County property record for 12970 88th Ter, Live Oak, FL 32060 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2022
Square Footage2,464 sqft Living Area
Lot Size40,511 sqft (0.93 acres)
Garage652 sqft
OccupancyOwner Occupied
Last Sale$489,000 (2023)
Tax Bill$4,905.00 (2024)

Property Details

APN / Parcel Number

Primary APN28-02S-13E-08257-030290
Alternative APN
  • 08257030290

Interior

Full Baths2 Baths
Building Area2,464 sqft Living Area
1st Floor2,464 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2022
Exterior MaterialBrick Exterior
Roof MaterialComposition Shingle Roof
Lot Area40,511 sqft (0.93 acres)
Garage Area652 sqft Garage
Patio Area680 sqft Patio
PorchFinished/Screened Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number08257030290
Street Address12970 88TH TER
CityLIVE OAK
StateFL
Zip32060-4410
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLEG .93 ACRES LOT 29 SAVANNAH PLANTATION PHASE 3 ORB 2442 P 253-54 WD YR 2023
Legal Range13E
Legal Township02S
Legal Section28
Legal Phase3
Legal Lot Number29
Legal Unit29
JurisdictionSUWANNEE FL
Minor Civil DivisionLIVE OAK
Census Blockgroup1
Census Block1004
Census Tract970402

Owner

Source: Suwannee County records · APN 28-02S-13E-08257-030290

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address12970 88TH TER, LIVE OAK, FL 32060-4410
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 25, 2023Warranty Deed, Transfer · Conventional Mortgage
SEACOAST NATIONAL BANK
Nov 07, 2022Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Nov 19, 2020Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 25, 2023 · Amount on Record
Deed SaleMay 25, 2023 · Amount on Record
Prior SaleNov 19, 2020 · Amount on Record
Deed Doc Number0002442253
Deed Book / Page2442 / 253
Record RefreshedJun 08, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateMay 25, 2023
Property Address12970 88TH TER, LIVE OAK, FL 32060-4410
Document Number0000266678
Book / Page2442 / 253
Map ReferenceMB 1 PG 503
Instrument DateMay 25, 2023
Instrument2023266678
Transaction TypeTransfer
Record UpdatedJun 30, 2023
Title CompanySUWANNEE VALLEY TITLE SERVICES INC, SUWANNEE VALLEY TTL SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,423.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4267 LIDDON ST, MARIANNA, FL 32446-2925

Transferred To (Grantee/Buyer)

NameVerified Name
Address12970 88TH TER, LIVE OAK, FL 32060-4410

Mortgage

Document Number0000000255
DateMay 25, 2023
Instrument2442/255
Lender
NameSEACOAST NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address12970 88TH TER, LIVE OAK, FL 32060-4410
Transaction TypeMortgage
Record UpdatedNov 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address12970 88TH TER, LIVE OAK, FL 32060-4410

Mortgage

Document Number0000259360
DateNov 07, 2022
Book Page2398/363
Instrument2022259360
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueSep 25, 2052

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateNov 19, 2020
Property Address12970 88TH TER, LIVE OAK, FL 32060-4410
Document Number0000231946
Book / Page2226 / 91
Map ReferenceMB 1 PG 503
Instrument DateNov 19, 2020
Instrument2020231946
Transaction TypeTransfer
Record UpdatedFeb 01, 2022
Title CompanySUWANNEE VALLEY TTL SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address12970 88TH TER, 12970, LIVE OAK, FL 32060-4410

Transferred To (Grantee/Buyer)

NameVerified Name
Address8020 GROVE CT, LABELLE, FL 33935-5498

Mortgage

Document Number0000000093
DateNov 19, 2020
Instrument2226/93
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 01, 2040

Tax Assessment & Valuation

Source: Suwannee County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$360,860 (+204.28%)$441,071 (+20.01%) Land $15,800 Building $425,271
2024$4,905.00 (+225.7%)
2023$1,506.00 (+3.43%) Homeowner's exemption$118,594 (+3%)$367,516 (+34.99%) Land $14,000 Building $353,516
2022$1,456.00 Homeowner's exemption$115,140$272,249 Land $14,000 Building $258,249

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