12970 119th St, Largo, FL 33778 Property Records

Pinellas County property record for 12970 119th St, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,638 sqft · built 2005
Lot Size	0.833 acres (36,299 sqft)
Owner	Individual Name on File
Last Sale	$22,190 (May 2019)
Tax Bill	$273 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-7979-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-7979-0`
Alternative APNs	`09-30-15-00000-240-0500` `301509000002400500` `153009000002400500` `R101239`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,638 sqft Living Area
Gross Area	3,406 sqft
1st Floor Area	2,638 sqft
Flooring	Carpet

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	36,299 sqft (0.833 acres)
Lot Dimensions	233 ft deep x 155 ft wide
Garage Type	Attached
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	298 sqft
Deck Area	300 sqft
Patio Area	300 sqft
Shed	1 Shed
Shed Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R101239
Street Address	12970 119TH ST
City	LARGO
State	FL
Zip	33778-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	E 155.5FT OF S 233.32FT OF N 466.67FT OF SE 1/4 OF NW 1/4
Legal Range	15E
Legal Township	30S
Legal Section	9
Legal Subdivision	E 155.5FT OF S 233.32FT OF
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1038
Census Tract	25307

Owner

12970 119th St is owned and occupied by an individual who bought it in May 2019.

Source: Pinellas County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	12970 119TH ST, SEMINOLE, FL 33778-1420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Feb 9, 2023	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Oct 29, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FSB
May 28, 2019	Quit Claim Deed, Transfer · VA Mortgage USAA
Jan 20, 2017	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2019 · Amount on File
Deed Sale	May 28, 2019 · Amount on File
Deed Document Number	2019165139
Deed Book / Page	20552 / 1687
Prior Transfer Date	May 17, 2019
Prior Transfer Doc	0205521687
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12970 119TH ST, SEMINOLE, FL 33778-1420
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233672461
Date	Nov 21, 2025
Book Page	23367/2461
Instrument	2025328619

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12970 119TH ST, SEMINOLE, FL 33778-1420
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12970 119TH ST, SEMINOLE, FL 33778-1420

Mortgage

Document Number	0223411806
Date	Feb 9, 2023
Book Page	22341/1806
Instrument	2023035275

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12970 119TH ST, SEMINOLE, FL 33778-1420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0212310683
Date	Oct 29, 2020
Book Page	21231/683
Instrument	2020324776

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	239 Months
Due	Sep 1, 2040

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	May 28, 2019
Property Address	12970 119TH ST, SEMINOLE, FL 33778-1420
Document Number	0205521687
Book / Page	020552 / 001687
Instrument Date	May 17, 2019
Instrument	165139
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$155.33
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2085 TROTTER RD LARGO FL 337741744, LARGO, FL 33774-1744

Mortgage

Document Number	205521691
Date	May 28, 2019
Book Page	020552/001691
Instrument	165140

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 27, 2034

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12970 119TH ST, SEMINOLE, FL 33778-1420
Document Number	0195020717
Book / Page	019502 / 000717
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12970 119TH ST LARGO FL 337781420, LARGO, FL 33778-1420

Mortgage

Document Number	0195020717
Date	Jan 31, 2017
Book Page	019502/000717
Instrument	33063

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 30, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 12970 119th St was $273 with a veteran's exemption, up 5.4% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$273.00 (+5.41%) Veteran's exemption	$277,428	$803,410 Land $206,314 Building $597,096
2024	$259.00 (-1.89%)
2023	$264.00 (+4.35%) Homeowner's exemption Veteran's exemption	$261,756 (+3%)	$694,899 (+53.87%) Land $226,712 Building $468,187
2022	$253.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$254,132	$451,622 Land $99,651 Building $351,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12970 119th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12970 119th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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