1297 W Lake Rd, Clio, MI 48420 Property Records

Genesee County property record for 1297 W Lake Rd, Clio, MI 48420

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,637 sqft · built 1978
Lot Size	10 acres (436,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,000 (Oct 2020)
Tax Bill	$3,904 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-12-100-020`

Property Details

APN / Parcel Number

Primary APN	`18-12-100-020`

Interior

Full Baths	2 Baths
Building Area	1,637 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	436,036 sqft (10 acres)
Lot Dimensions	240 ft deep x 118 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1297 W LAKE RD
City	CLIO
State	MI
Zip	48420-8881
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	A PARCEL OF LAND BEG 296 FT W OF N 1/4 COR OF SEC TH S 240 FT TH E 295.39 FT TH S 0 DEG 08 MIN 46 SEC W 1081.26 FT TH N 89
Legal Range	06E
Legal Township	09N
Legal Section	12
Jurisdiction	GENESEE MI
Township / Civil Division	VIENNA
Census Block Group	2
Census Block	2001
Census Tract	10112

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1297 W LAKE RD, CLIO, MI 48420-8881
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020 · Amount on Record
Deed Sale	Oct 2, 2020 · Amount on Record
Deed Document Number	202068079
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 2, 2020
Property Address	1297 W LAKE RD, CLIO, MI 48420-8881
Document Number	202010020068079
Instrument Date	Aug 18, 2020
Instrument	202010020068079
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,780.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2277 VILLAGE WOODS DR, 2277, GRAND BLANC, MI 48439-2512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1297 W LAKE RD, CLIO, MI 48420-8881

Mortgage

Document Number	202010020068080
Date	Oct 2, 2020
Instrument	202010020068080

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Vienna Charter Township
Unified School District	Clio Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,900 (+5.93%)	$303,800 (+5.93%)
2025	$3,904.00 (+3.09%) Homeowner's exemption	$143,400 (+25.13%)	$286,800 (+25.13%)
2024	$3,787.00 (+15.95%)
2023		$114,600	$229,200
2019	$3,266.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures