St. Louis County property record for 1297 Tracy Ln, Saint Louis, MO 63125 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,008 sqft · built 1977 |
| Lot Size | 0.125 acres (5,480 sqft) |
| Owner | Individual Name on File |
| Last Sale | $212,000 (Apr 2022) |
| Tax Bill | $2,398 (2024) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27H-5-1-011-1 |
| Primary APN | 27H-5-1-011-1 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Game Room | Game Room |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 5,480 sqft (0.125 acres) |
| Lot Dimensions | 87 ft deep x 63 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1297 TRACY LN |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63125-2468 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHANNON COUNTY WEST LOT 15 27H530010 1 27 76 |
| Legal Subdivision | SHANNON COUNTY WEST |
| Legal Lot Number | 15 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | LEMAY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 220102 |
Source: St. Louis County records · APN 27H-5-1-011-1
Assessment roll updated May 31, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1297 TRACY LN, SAINT LOUIS, MO 63125-2468 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 04, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 22, 2018 | Warranty Deed, Transfer · VA Mortgage FAMILY FIN MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 04, 2022 · Amount on Record |
| Deed Sale | Apr 04, 2022 · Amount on Record |
| Prior Sale | Aug 22, 2018 |
| Deed Document Number | 2022040400703 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 04, 2022 |
| Property Address | 1297 TRACY LN, SAINT LOUIS, MO 63125-2468 |
| Document Number | 2022040400703 |
| Map Reference | MB 163 PG 27 |
| Instrument Date | Apr 01, 2022 |
| Instrument | 2022040400703 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2022 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4759 FORMAN RD, 4759, SAINT LOUIS, MO 63123-6517 |
| Name | Verified Name |
|---|---|
| Address | 1297 TRACY LN, SAINT LOUIS, MO 63125-2468 |
| Document Number | 2022040400704 |
|---|---|
| Date | Apr 04, 2022 |
| Instrument | 2022040400704 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 22, 2018 |
| Property Address | 1297 TRACY LN, SAINT LOUIS, MO 63125-2468 |
| Document Number | 0231641786 |
| Book / Page | 023164 / 001786 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 416 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2018 |
| Title Company | SELECT TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1297 TRACY LN ST LOUIS MO 631252468, ST LOUIS, MO 63125-2468 |
| Document Number | 231641789 |
|---|---|
| Date | Aug 22, 2018 |
| Book Page | 023164/001789 |
| Instrument | 417 |
| Name | FAMILY FIN MTG |
|---|---|
| Type | Mortgage Company |
| Address | ARNOLD, MO 63010 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 21, 2048 |
Source: St. Louis County records · Assessment roll updated May 31, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Mehlville R-IX School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37,660 (+15.7%) Land $13,130 Building $24,530 | $198,200 (+15.7%) Land $69,100 Building $129,100 | |
| 2024 | $2,398.00 (+6.15%) | ||
| 2023 | $2,259.00 (+7.73%) | $32,550 (+14.81%) Land $7,220 Building $25,330 | $171,300 (+14.81%) Land $38,000 Building $133,300 |
| 2022 | $2,097.00 | $28,350 Land $7,220 Building $21,130 | |
| 2021 | $149,200 Land $38,000 Building $111,200 |
Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892201022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Nearby Flood Policies | 36 units insured 22 under condo master policies |
| Nearby Flood Claims | 8 (2008–2024) |
| Most Recent Claim | Nov 2024, rainfall accumulation |
| Wildfire Risk | Low above 6% of the US · above 9% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 119 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Wisper ISP | Fixed Wireless (unlicensed) | 800 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, Wisper ISP, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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