1297 Toler Ave, Gardnerville, NV 89410 Property Records

Douglas County property record for 1297 Toler Ave, Gardnerville, NV 89410

Property Summary

Property Type	Single Family Home
Details	1,073 sqft · built 1923
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$565,000 (Jun 2026)
Tax Bill	$1,600 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`1220-04-101-021`

Property Details

APN / Parcel Number

Primary APN	`1220-04-101-021`
Alternative APNs	`000025352050` `25352050`

Interior

Stories	1 Story
Building Area	1,073 sqft Living Area
Gross Area	1,624 sqft
1st Floor Area	1,073 sqft
Basement Area	551 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Solar

Location & Zoning

Old Parcel Number	000025352050
Street Address	1297 TOLER AVE
City	GARDNERVILLE
State	NV
Zip	89410-5312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	20E
Legal Township	12N
Legal Section	04
Legal Block	3
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	3
Census Block	3014
Census Tract	1500

Owner

1297 Toler Ave is owned and occupied by an individual who bought it in June 2026.

Source: Douglas County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1297 TOLER AVE, GARDNERVILLE, NV 89410-5312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL TITLE OF NV, FIRST CENTENNIAL TITLE
Jun 10, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage PREMIER MORTGAGE
Apr 17, 2020	Deed of Trust, Mortgage · VA Mortgage GUILD MTG
Feb 23, 2018	Grant Deed, Transfer · VA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2026 · Amount on File
Deed Sale	Jun 10, 2026 · Amount on File
Prior Sale	Feb 23, 2018 · Amount on File
Deed Document Number	20261034329
Prior Transfer Date	Sep 3, 2015
Prior Transfer Doc	0000869216
Record Updated	Oct 29, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	DOUGLAS NV
Recording Date	Jun 10, 2026
Property Address	1297 TOLER AVE, GARDNERVILLE, NV 89410-5312
Document Number	0001034329
Instrument Date	Jun 1, 2026
Instrument	20261034329
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	FIRST CENTENNIAL TITLE OF NV, FIRST CENTENNIAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222,553.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1297 TOLER AVE, GARDNERVILLE, NV 89410-5312

Mortgage

Document Number	0001034330,
Date	Jun 10, 2026
Instrument	20261034330

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	DOUGLAS NV
Recording Date	Jun 10, 2026
Property Address	1297 TOLER AVE, GARDNERVILLE, NV 89410-5312
Document Number	0000034329
Instrument Date	Jun 1, 2026
Instrument	20261034329
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	CENTENNIAL TITLE, FIRST CENTENNIAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222,553.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1297 TOLER AVE, GARDNERVILLE, NV 89410-5312

Mortgage

Document Number	0001034330,
Date	Jun 10, 2026
Instrument	20261034330

Lender

Name	PREMIER MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	1297 TOLER AVE, GARDNERVILLE, NV 89410-5312
Document Number	0000944949
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	TICOR TITLE-GARDNERVILLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1297 TOLER AVE GARDNERVILLE NV 894105312, GARDNERVILLE, NV 89410-5312

Mortgage

Document Number	0000944949
Date	Apr 20, 2020
Instrument	944949

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Feb 23, 2018
Property Address	1297 TOLER AVE, GARDNERVILLE, NV 89410-5312
Document Number	0000910779
Instrument Date	Feb 21, 2018
Instrument	910779
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	TICOR TITLE-GARDNERVILLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,267.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1297 TOLER AVE GARDNERVILLE NV 894105312, GARDNERVILLE, NV 89410-5312

Mortgage

Document Number	910780
Date	Feb 23, 2018
Instrument	910780

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 22, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1297 Toler Ave was $1,600, up 520.2% from the year before.

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,600.00 (+520.16%)	$49,713 (+0.4%) Land $28,000 Building $21,713
2025	$258.00 Additional exemption filed	$49,514 Land $28,000 Building $21,514	$141,469 Land $80,000 Building $61,469
2023	$242.00 Additional exemption filed	$45,788 Land $26,250 Building $19,538	$130,823 Land $75,000 Building $55,823
2021			$107,803 Land $60,000 Building $47,803

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1297 Toler Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1297 Toler Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNERVILLE WATER COMPANY private · serves 5,800 people · EPA ID NV0000065
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: DTS Fiber.

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