1297 Rutledge Ave, Cincinnati, OH 45205 Property Records

Hamilton County property record for 1297 Rutledge Ave, Cincinnati, OH 45205

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 972 sqft · built 1905
Lot Size0.264 acres (11,543 sqft)
OwnerOwner Name on File
Last Sale$64,800 (Mar 2002)
Tax Bill$1,015 (2025)
Deeds & MortgagesJul 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN179-0077-0477-00

Property Details

APN / Parcel Number

Primary APN179-0077-0477-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area972 sqft Living Area
1st Floor Area486 sqft
2nd Floor Area486 sqft
Basement Area552 sqft

Exterior

Year BuiltBuilt 1905
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area11,543 sqft (0.264 acres)
Lot Width150 ft Width
Garage TypeBasement
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area132 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address1297 RUTLEDGE AVE
CityCINCINNATI
StateOH
Zip45205-1533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS RUTLEDGE AV 11,695 SQ FT PT LOTS 21 22 23 24 A PRONIN & OTHERS SUB
Legal SubdivisionPRONIN & OTHERS
Legal Lot Number21 22
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group2
Census Block2000
Census Tract9902

Owner

The current owner of 1297 Rutledge Ave bought it in March 2002.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordOwner Name on File
Mailing Address1297 RUTLEDGE AVE, CINCINNATI, OH 45205-1533
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2002 · Amount on File
Deed SaleMar 20, 2002 · Amount on File
Deed Document Number964042
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1297 RUTLEDGE AVE, CINCINNATI, OH 45205-1533
Transaction TypeMortgage
Record UpdatedAug 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1297 RUTLEDGE AVE, CINCINNATI, OH 45205-1533

Mortgage

Document Number0000052741
DateJul 31, 2023
Book Page14968/67
Instrument2023-0052741
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueAug 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1297 Rutledge Ave was $1,015 with a homeowner's exemption, up 2.6% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,015.00 (+2.63%) Homeowner's exemption$25,956 (-) Land $7,801 Building $18,155
2024$989.00 (-49.15%) Homeowner's exemption$25,956 (-16.65%) Land $7,801 Building $18,155
2023$1,945.00 (+55.72%)$31,142 (+76.15%) Land $7,801 Building $23,341$74,160 Land $22,290 Building $51,870
2022$1,249.00 Homeowner's exemption$17,679 Land $7,802 Building $9,877
2020$50,510 Land $22,290 Building $28,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1297 Rutledge Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1297 Rutledge Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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