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1297 Ridgewood Dr, Melbourne, FL 32935 Property Records

Brevard County property record for 1297 Ridgewood Dr, Melbourne, FL 32935

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,452 sqft · built 1958
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$289,000 (Jun 2023)
Tax Bill$3,017 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Oct 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-37-17-06-F-8

Property Details

APN / Parcel Number

Primary APN27-37-17-06-F-8
Alternative APNs
  • 27-37-17-06-0000F.0-0008.00
  • 2718412

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,452 sqft Living Area
Gross Area1,641 sqft
1st Floor Area1,452 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1998
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions100 ft deep x 72 ft wide
Garage TypeCarport
Garage Area156 sqft
CarportCarport
Carport Area156 sqft
PorchUnfinished Open Porch
Porch Area669 sqft
Patio Area124 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2718412
Street Address1297 RIDGEWOOD DR
CityMELBOURNE
StateFL
Zip32935-6053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionSUNWOOD PARK NO 1 LOT 8 BLK F
Legal Range37E
Legal Township27S
Legal Section17
Legal SubdivisionSUNWOOD PARK NO 1
Legal BlockF
Legal Lot Number8
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group1
Census Block1023
Census Tract64302

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1297 RIDGEWOOD DR, MELBOURNE, FL 32935-6053
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2023Warranty Deed, Transfer · Conventional Mortgage
OCEANFIRST BANK
Oct 16, 2017Warranty Deed, Transfer · FHA Mortgage
EMBRACE HM LOANS
Feb 22, 2017Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2023 · Amount on Record
Deed SaleJun 15, 2023 · Amount on Record
Prior SaleOct 16, 2017 · Amount on Record
Deed Document Number2023125214
Deed Book / Page9814 / 2074
Record UpdatedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJun 15, 2023
Property Address1297 RIDGEWOOD DR, MELBOURNE, FL 32935-6053
Document Number0098142074
Book / Page9814 / 2074
Map ReferenceMB 12 PG 31
Instrument DateJun 15, 2023
Instrument2023125214
Transaction TypeTransfer
Record UpdatedNov 27, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,023.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1375 GARWOOD DR, MELBOURNE, FL 32904-1946

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1297 RIDGEWOOD DR, MELBOURNE, FL 32935-6053

Mortgage

Document Number0098142076
DateJun 15, 2023
Instrument9814/2076
Lender
NameOCEANFIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateOct 16, 2017
Property Address1297 RIDGEWOOD DR, MELBOURNE, FL 32935-6053
Document Number0080040727
Book / Page008004 / 000727
Instrument DateOct 2, 2017
Instrument212952
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyLANDING TITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$990.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1297 RIDGEWOOD DR MELBOURNE FL 329356053, MELBOURNE, FL 32935-6053

Mortgage

Document Number80040729
DateOct 16, 2017
Book Page008004/000729
Instrument212953
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 15, 2047

Mortgage

Document Number80040747,
DateOct 16, 2017
Book Page008004/000747
Instrument212954
Lender
NameHOUSING FIN AGCY
TypeFunding / Finance Company
AddressTALLAHASSEE, FL 32301-1329
Agreement
AmountAmount Recorded

February 2017: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionBREVARD FL
Recording DateFeb 22, 2017
Property Address1297 RIDGEWOOD DR, MELBOURNE, FL 32935-6053
Document Number0078242054
Book / Page007824 / 002054
Instrument DateFeb 8, 2017
Instrument36352
Transaction TypeTransfer
Record UpdatedJun 28, 2017

Transaction

AmountAmount Recorded
Tax$455.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address565 MONTREAL AVE MELBOURNE FL 329357006, MELBOURNE, FL 32935-7006

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$193,860 (-5.73%)$193,860 (-5.73%)
2025$3,017.00 (+109.95%) Homeowner's exemption$205,650 (+75.95%) Land $65,000 Building $140,650$205,650 (+23.6%) Land $65,000 Building $140,650
2023$1,437.00 (+8.13%) Homeowner's exemption$116,880 (+3%)$166,390 (-4.47%) Land $63,000 Building $103,390
2022$1,329.00 Homeowner's exemption$113,480$174,170 Land $63,000 Building $111,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims8 (1982–2021)
Claims Outside the SFHA8 of 8
Most Recent ClaimJan 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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