San Diego County property record for 1297 Poplar Spring Rd, Chula Vista, CA 91915
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,337 sqft · built 2003 |
| Lot Size | 0.136 acres (5,936 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,120,000 (Aug 2024) |
| Tax Bill | $12,664 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 643-486-21-00 |
| Primary APN | 643-486-21-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,337 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 5,936 sqft (0.136 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1297 POPLAR SPRING RD |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91915-2514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC4RS5 |
| Legal Description | LOT 57 TR 014187 |
| Legal Subdivision | CHULA VISTA TERRACE |
| Legal Tract | 014187 |
| Legal Block | 1 |
| Legal Lot Number | 57 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 13319 |
1297 Poplar Spring Rd is owned and occupied by two individuals who bought it in August 2024.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1297 POPLAR SPRING RD, CHULA VISTA, CA 91915-2514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · VA Mortgage GO DIRECT LENDERS LLC |
| Oct 19, 2021 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2024 · Amount on File |
| Deed Sale | Aug 5, 2024 · Amount on File |
| Prior Sale | Oct 19, 2021 · Amount on File |
| Deed Document Number | 2024207239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1297 POPLAR SPRING RD, CHULA VISTA, CA 91915-2514 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1297 POPLAR SPRING RD, CHULA VISTA, CA 91915-2514 |
| Document Number | 0000285816 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 2025-0285816 |
| Name | GO DIRECT LENDERS LLC |
|---|---|
| Type | Mortgage Company |
| Address | GLENDALE, CA 91203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 19, 2021 |
| Property Address | 1297 POPLAR SPRING RD, CHULA VISTA, CA 91915-2514 |
| Document Number | 0000726954 |
| Map Reference | MAP 14187 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 2021-0726954 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | CALIFORNIA TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 200 HAWTHORN WOODS RD, APEX, NC 27523-9611 |
| Document Number | 0000726955 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 2021-0726955 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 1297 Poplar Spring Rd was $12,664.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,142,400 (+2%) Land $663,000 Building $479,400 | |
| 2025 | $12,664.00 | $1,120,000 Land $650,000 Building $470,000 |
| 2023 | $11,834.00 (+3.4%) | $892,500 Land $459,000 Building $433,500 |
| 2022 | $11,445.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1297 Poplar Spring Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1297 Poplar Spring Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Barona North tribal government · serves 1,171 people · EPA ID 090600118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Copper | 2.34 mg/L (2020–2022) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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