1297 Plum Tree Dr, Layton, UT 84040 Property Records

Davis County property record for 1297 Plum Tree Dr, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,144 sqft · built 1993
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Mar 2021)
Tax Bill	$2,148 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-107-0017`

Property Details

APN / Parcel Number

Primary APN	`10-107-0017`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,144 sqft Living Area
Basement Area	395 sqft
Unfinished Basement	395 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Area	410 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1297 PLUM TREE DR
City	LAYTON
State	UT
Zip	84040-2888
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 17, CHERRY LANE HEIGHTS. CONT. 0.21 ACRES
Legal Subdivision	CHERRY LANE HEIGHTS SUBDIVISION
Legal Lot Number	17
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	2
Census Block	2001
Census Tract	125908

Owner

1297 Plum Tree Dr is owned and occupied by two individuals who bought it in March 2021.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1297 PLUM TREE DR, LAYTON, UT 84040-2888
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jul 25, 2017	Quit Claim Deed, Transfer Quitclaim
May 26, 2017	Deed, Transfer · Conventional Mortgage GOLDENWEST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2021 · Amount on File
Deed Sale	Mar 24, 2021 · Amount on File
Prior Sale	May 26, 2017 · Amount on File
Deed Document Number	20213362846
Deed Book / Page	7723 / 1258
Prior Transfer Date	Jul 20, 2017
Prior Transfer Doc	0003034510
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Mar 24, 2021
Property Address	1297 PLUM TREE DR, LAYTON, UT 84040-2888
Document Number	7723/1258
Book / Page	7723 / 1258
Instrument Date	Mar 23, 2021
Instrument	3362846
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	ADVANCED TITLE INSURANCE AG

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1297 PLUM TREE DR, LAYTON, UT 84040-2888

Mortgage

Document Number	3362886
Date	Mar 24, 2021
Instrument	3362886

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1297 PLUM TREE DR, LAYTON, UT 84040-2888
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRULY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1297 PLUM TREE DR, LAYTON, UT 84040-2888

Mortgage

Document Number	0003176992
Date	Aug 2, 2019
Book Page	7317/0578
Instrument	3176992

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Jul 25, 2017
Property Address	1297 PLUM TREE DR, LAYTON, UT 84040-2888
Document Number	0003034510
Book / Page	006813 / 001907
Instrument Date	Jul 20, 2017
Instrument	3034510
Transaction Type	Transfer
Record Updated	Aug 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1297 PLUM TREE DR LAYTON UT 840402888, LAYTON, UT 84040-2888

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIS UT
Recording Date	May 26, 2017
Property Address	1297 PLUM TREE DR, LAYTON, UT 84040-2888
Document Number	3022634
Instrument Date	May 25, 2017
Instrument	3022634
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1297 PLUM TREE DR, LAYTON, UT 84040-2888

Mortgage

Document Number	3022635
Date	May 26, 2017
Instrument	3022635

Lender

Name	GOLDENWEST FCU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1297 Plum Tree Dr was $2,148, up 4.3% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,700 (+5.85%) Land $134,929 Building $103,771	$434,000 (+5.85%) Land $245,325 Building $188,675
2025	$2,148.00 (+4.32%)	$225,500 Land $118,147 Building $107,353	$410,000 Land $214,813 Building $195,187
2024	$2,059.00 (+2.08%)
2023	$2,017.00 (-4.81%)	$376,000 Land $195,288 Building $180,712	$376,000 Land $195,288 Building $180,712
2022	$2,119.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1297 Plum Tree Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1297 Plum Tree Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.5% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Rise Broadband, Utah Broadband.

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