1297 N Main St, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 1297 N Main St, Fall River, MA 02720

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 3,057 sqft · built 1900
Lot Size	0.211 acres (9,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$476,000 (Nov 2023)
Tax Bill	$4,849 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Jan 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0S-08 B:0000 L:0004`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0S-08 B:0000 L:0004`
Alternative APN	`M:0S=08 B:0000 L:0004`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,057 sqft Living Area
Gross Area	4,832 sqft
Basement Area	1,209 sqft
Unfinished Basement	1,209 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Other
Construction Type	Frame
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	9,178 sqft (0.211 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	1297 N MAIN ST
City	FALL RIVER
State	MA
Zip	02720-2820
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B
Legal Lot Number	4
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	4
Census Block	4005
Census Tract	642200

Owner

Source: Bristol County and Fall River City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1297 N MAIN ST, FALL RIVER, MA 02720-2820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD HOUSING FINANCE CORP
Jan 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ST ANNE CU
Nov 14, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FALL RIVER FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2023 · Amount on Record
Deed Sale	Nov 14, 2023 · Amount on Record
Prior Sale	Oct 1, 2001 · Amount on Record
Deed Document Number	202315373
Deed Book / Page	11409 / 35
Prior Transfer Date	Nov 13, 2023
Prior Transfer Doc	0011409-35
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	1297 N MAIN ST, FALL RIVER, MA 02720-2820
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	012013-191
Date	Mar 25, 2026
Book Page	12013/191
Instrument	3584

Lender

Name	NEIGHBORHOOD HOUSING FINANCE CORP

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	1297 N MAIN ST, FALL RIVER, MA 02720-2820
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010905-183
Date	Jan 31, 2022
Book Page	10905/183
Instrument	1935

Lender

Name	ST ANNE CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2032

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Nov 14, 2023
Property Address	1297 N MAIN ST, FALL RIVER, MA 02720-2820
Document Number	0011409-35
Book / Page	11409 / 35
Instrument Date	Nov 13, 2023
Instrument	15373
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1297 N MAIN ST, FALL RIVER, MA 02720-2820

Mortgage

Document Number	0000015374
Date	Nov 14, 2023
Instrument	15374

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,849.00 (+9.61%)	$423,500 (+1%) Land $111,300 Building $312,200	$506,363
2024	$4,424.00 (+9.89%)	$385,000 (+17.34%) Land $107,200 Building $277,800
2023	$4,026.00	$328,100 Land $88,600 Building $239,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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