1297 N 1440 E, Payson, UT 84651 Property Records

Utah County property record for 1297 N 1440 E, Payson, UT 84651

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,472 sqft · built 2025
Lot Size0.119 acres (5,185 sqft)
Owner2 Individual Names on File
Last Sale$506,661 (Jul 2026)
Tax Bill$1,357 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Nov 2025 Construction Loan
Flood ZoneZone X (minimal risk)
APN34-766-0010

Property Details

APN / Parcel Number

Primary APN34-766-0010

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,472 sqft Living Area
Gross Area3,460 sqft
1st Floor Area1,472 sqft
Basement Area1,460 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Roof MaterialOther
Lot Area5,185 sqft (0.119 acres)
Garage TypeAttached
Garage Area528 sqft
PorchOpen Slab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1297 N 1440 E
CityPAYSON
StateUT
Zip84651-3472
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10, PLAT B, ARROWHEAD RANCH SUB AREA 0.119 AC.
Legal SubdivisionARROWHEAD RANCH PLAT B
Legal Lot Number10
JurisdictionUTAH UT
Township / Civil DivisionSPANISH FORK-PAYSON
Census Block Group1
Census Block1022
Census Tract3401

Owner

Source: Utah County records · APN 34-766-0010

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1297 N 1440 E, PAYSON, UT 84651-3472
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Warranty Deed, Transfer · FHA Mortgage
SECURITYNATIONAL MORTGAGE
Nov 12, 2025Deed of Trust, Mortgage · Construction Mortgage
SECURITY NATIONAL LIFE INSURANCE COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 14, 2026 · Amount on Record
Deed SaleJul 14, 2026 · Amount on Record
Prior SaleMay 21, 2024
Deed Document Number202658004
Prior Transfer DateMay 17, 2024
Prior Transfer Doc0000033461
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUTAH UT
Recording DateJul 14, 2026
Property Address1297 N 1440 E, PAYSON, UT 84651-3472
Document Number0000058004
Instrument DateJul 13, 2026
Instrument202658004
Transaction TypeTransfer
Record UpdatedJul 22, 2026
Title CompanyMERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1297 N 1440 E, PAYSON, UT 84651-3472

Mortgage

Document Number0000058005,
DateJul 14, 2026
Instrument202658005
Lender
NameSECURITYNATIONAL MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeAdjustable Rate
Rate4.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Property Address1297 N 1440 E, PAYSON, UT 84651-3472
Transaction TypeMortgage
Record UpdatedNov 21, 2025
Title CompanyMERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address134 W 13100 S 200, 200, DRAPER, UT 84020-9248

Mortgage

Document Number0000088675
DateNov 12, 2025
Instrument88675:2025
Lender
NameSECURITY NATIONAL LIFE INSURANCE COMPANY
TypeInsurance Company
AddressSANDY, UT 84070
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Utah County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateUtah
CountyUtah County
MunicipalityPayson City
Unified School DistrictNebo School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$175,725 (+28.74%)$319,500 (+134.07%) Land $136,500 Building $183,000
2025$1,357.00$136,500 Land $136,500$136,500 Land $136,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Utah County (49049C), updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 490490034011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 59% of the US · above 47% of Utah
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 213 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency
Fiber
10,000 / 10,000
Senawave
Fiber
2,500 / 2,500
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Beehive Telephone Companies
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Boston Omaha
Fixed Wireless
100 / 25

May also be available: JAB Wireless.

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