1297 Mesa Ct, Elko, NV 89801 Property Records

Elko County property record for 1297 Mesa Ct, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	1,876 sqft · built 1998
Lot Size	11.9 acres (520,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Jan 2024)
Tax Bill	$2,651 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-51D-043`

Property Details

APN / Parcel Number

Primary APN	`005-51D-043`
Alternative APN	`005-51D-023`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,876 sqft Living Area
Interior Walls	Concrete

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	520,106 sqft
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1297 MESA CT
City	ELKO
State	NV
Zip	89801-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MULT
Legal Description	PARCEL 4 FILE 386411,LOCATED IN THE S2 OF,MDB&M,(FORMERLY PARCEL 8 OF FILE 369854 DIVISION,OF LARGE PARCEL ADOBE HEIGHTS PHAS
Legal Range	54E
Legal Township	34N
Legal Section	01
Legal Subdivision	ADOBE HEIGHTS
Legal Block	3
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	3
Census Block	3059
Census Tract	950702

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	MESA CTS, ELKO, NV 89801
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2024 · Amount on Record
Deed Sale	Jan 9, 2024 · Amount on Record
Deed Document Number	2024831782
Record Updated	Oct 29, 2026

January 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jan 9, 2024
Property Address	1297 MESA CT, ELKO, NV 89801
Document Number	0000831782
Map Reference	FILE 386411
Instrument Date	Jan 6, 2024
Instrument	831782
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,521.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1297 MESA CT, ELKO, NV 89801

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1297 MESA CT, ELKO, NV 89801

Mortgage

Document Number	0000831783
Date	Jan 9, 2024
Instrument	831783

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.2%
Index	1-Year CMT
Max Rate	11.2%

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,651.00 (-2.07%)	$98,979 (-2.08%) Land $14,525 Building $84,454	$282,797 (-2.08%) Land $41,500 Building $241,297
2025	$2,707.00 (+9.77%)	$101,085 (+3.7%) Land $14,525 Building $86,560	$288,814 (+3.7%) Land $41,500 Building $247,314
2023	$2,466.00 (+8.02%)	$97,481 (+14.36%) Land $14,525 Building $82,956	$278,517 (+14.36%) Land $41,500 Building $237,017
2022	$2,283.00	$85,237 Land $14,525 Building $70,712	$243,534 Land $41,500 Building $202,034

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.1% of the US · above 93% of Nevada
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: White Cloud Communications.

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