Union County property record for 1297 Medlin Rd, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,516 sqft · built 1998 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | Individual Name on File |
| Last Sale | $261,500 (Dec 2020) |
| Tax Bill | $2,143 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-197-021A |
| Primary APN | 09-197-021A |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,516 sqft Living Area |
| Gross Area | 3,132 sqft |
| 1st Floor Area | 1,542 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 35,719 sqft (0.82 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,165 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1297 MEDLIN RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 MONRO |
| Legal Description | #1 MURRAY OPCF196 |
| Legal Subdivision | MINI SUBDIVISION |
| Legal Lot Number | 1 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 20602 |
1297 Medlin Rd, a rural home, is owned and occupied by an individual who acquired it in January 2024.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1297 MEDLIN RD, MONROE, NC 28112-7458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2024 | Intrafamily Transfer, Transfer |
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Dec 16, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| May 21, 2019 | Intrafamily Transfer, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2020 · Amount on File |
| Deed Sale | Dec 16, 2020 · Amount on File |
| Deed Document Number | 202052550 |
| Deed Book / Page | 7924 / 6 |
| Last Transfer Date | Jan 10, 2024 |
| Transfer Doc | 0008838227 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 11, 2024 |
| Property Address | 1297 MEDLIN RD, MONROE, NC 28112-7458 |
| Document Number | 0008838227 |
| Book / Page | 8838 / 227 |
| Instrument Date | Jan 10, 2024 |
| Instrument | 697 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1297 MEDLIN RD, MONROE, NC 28112-7458 |
| Name | Verified Name |
|---|---|
| Address | 1297 MEDLIN RD, MONROE, NC 28112-7458 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1297 MEDLIN RD, MONROE, NC 28112-7458 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | CHURCHILL TITLE SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 802734 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 8027/34 |
| Instrument | 12154 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 16, 2020 |
| Property Address | 1297 MEDLIN RD, MONROE, NC 28112-7458 |
| Document Number | 79246 |
| Book / Page | 007924 / 000006 |
| Instrument Date | Dec 10, 2020 |
| Instrument | 52550 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $523.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1297 MEDLIN RD MONROE NC 281127458, MONROE, NC 28112-7458 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 21, 2019 |
| Property Address | 1297 MEDLIN RD, MONROE, NC 28112-7458 |
| Document Number | 0007374754 |
| Book / Page | 7374 / 754 |
| Map Reference | CAB F FILE 196 |
| Instrument Date | May 15, 2019 |
| Instrument | 0013663 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1297 MEDLIN RD, MONROE, NC 28112-7458 |
| Document Number | 0000013664 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 0013664 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Change Frequency | 5 Years |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 6% |
The 2025 property tax bill for 1297 Medlin Rd was $2,143.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $448,300 (-) Land $79,300 Building $369,000 | $448,300 (-) Land $79,300 Building $369,000 | |
| 2025 | $2,143.00 | $448,300 Land $79,300 Building $369,000 | $448,300 Land $79,300 Building $369,000 |
| 2023 | $1,637.00 | $263,000 Land $25,800 Building $237,200 | $263,000 Land $25,800 Building $237,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1297 Medlin Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1297 Medlin Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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