Middlesex County and Ashby Town property record for 1297 Main St, Ashby, MA 01431
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,769 sqft · built 1870 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,053 (2026) |
| Deeds & Mortgages | Dec 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | ASHB M:006.0 B:0009 L:0000.0 |
| Primary APN | ASHB M:006.0 B:0009 L:0000.0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,769 sqft Living Area |
| 1st Floor Area | 1,385 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 1297 MAIN ST |
|---|---|
| City | ASHBY |
| State | MA |
| Zip | 01431-2313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 9 |
| Jurisdiction | ASHBY MA |
| Township / Civil Division | ASHBY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 300100 |
Source: Middlesex County and Ashby Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1297 MAIN ST, ASHBY, MA 01431-2313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHBY MA |
| Property Address | 1297 MAIN ST, ASHBY, MA 01431-2313 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76548-20 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 76548/20 |
| Instrument | 249422 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Jan 1, 2040 |
Source: Middlesex County and Ashby Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ashby Town |
| Unified School District | North Middlesex School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,053.00 (-2.88%) | $257,200 (-6.13%) Land $64,300 Building $192,900 | $370,947 (+17.86%) |
| 2025 | $4,173.00 (+7.61%) | $274,000 (+9.73%) Land $64,300 Building $209,700 | $314,735 (+1.63%) |
| 2024 | $3,878.00 (-0.84%) | $249,700 (+4.83%) Land $61,900 Building $187,800 | $309,700 |
| 2023 | $3,911.00 | $238,200 Land $57,100 Building $181,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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