1297 Judson St, Seaside, CA 93955 Property Records

Monterey County property record for 1297 Judson St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,474 sqft · built 1984
Lot Size	0.064 acres (2,800 sqft)
Owner	Individual Name on File
Last Sale	$149,000 (Feb 1994)
Tax Bill	$2,840 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2025 Second Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`012-284-010-000`

Property Details

APN / Parcel Number

Primary APN	`012-284-010-000`
Alternative APN	`012-284-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,474 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,800 sqft (0.064 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	012-284-010
Street Address	1297 JUDSON ST
City	SEASIDE
State	CA
Zip	93955-5524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE HEIGHTS MAP 5 LOT 40 & N 12 1/2 FT OF LOT 42 BLK 47
Legal Subdivision	CASA VERDE VILLAS
Legal Block	47
Legal Lot Number	40,42
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3019
Census Tract	13500

Owner

1297 Judson St is owned and occupied by an individual who acquired it in April 2009.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1297 JUDSON ST, SEASIDE, CA 93955-5524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 5, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Sep 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jun 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 1994 · Amount on File
Deed Sale	Feb 18, 1994 · Amount on File
Deed Document Number	199413621
Deed Book / Page	3068 / 1509
Last Transfer Date	Apr 4, 2009
Transfer Doc	0000021676
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Recording Date	May 22, 2026
Property Address	1297 JUDSON ST, SEASIDE, CA 93955-5524
Document Number	0000017354
Instrument Date	May 18, 2026
Instrument	202617354
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1297 JUDSON ST, SEASIDE, CA 93955-5524

Mortgage

Document Number	0000017354,
Date	May 22, 2026
Instrument	202617354

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1297 JUDSON ST, SEASIDE, CA 93955-5524
Transaction Type	Mortgage
Record Updated	Nov 17, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1297 JUDSON ST, SEASIDE, CA 93955-5524

Mortgage

Document Number	0000041369
Date	Nov 5, 2025
Instrument	2025041369

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1297 JUDSON ST, SEASIDE, CA 93955-5524
Transaction Type	Mortgage
Record Updated	Oct 6, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1297 JUDSON ST, SAND CITY, CA 93955-5524

Mortgage

Document Number	0000029545
Date	Sep 25, 2023
Instrument	2023029545

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2043

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1297 JUDSON ST, SEASIDE, CA 93955-5524
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1297 JUDSON ST, SEASIDE, CA 93955-5524

Mortgage

Document Number	0000025163
Date	Jun 2, 2022
Instrument	2022025163

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1297 JUDSON ST, SEASIDE, CA 93955-5524
Transaction Type	Mortgage
Record Updated	Oct 11, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1297 JUDSON ST, SEASIDE, CA 93955-5524

Mortgage

Document Number	0000064730
Date	Sep 29, 2021
Instrument	2021064730

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1297 JUDSON ST, SEASIDE, CA 93955-5524
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1297 JUDSON ST, SAND CITY, CA 93955-5524

Mortgage

Document Number	0000002585
Date	Jan 13, 2021
Instrument	2021002585

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1297 Judson St was $2,840 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$258,262 (+2%) Land $86,661 Building $171,601
2025	$2,840.00 Homeowner's exemption	$253,199 Land $84,962 Building $168,237
2023	$2,657.00 (+1.41%) Homeowner's exemption	$243,369 Land $81,664 Building $161,705
2022	$2,620.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1297 Judson St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1297 Judson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 923 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: T-Mobile, Verizon.

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