Shelby County property record for 1297 Island Pl E, Memphis, TN 38103
| Property Type | Planned Unit Development |
|---|---|
| Details | 3 bd · 2.5 ba · 2,568 sqft · built 2005 |
| Lot Size | 0.157 acres (6,851 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Aug 2019) |
| Tax Bill | $2,931 (2025) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage Jul 2018 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-9077-H0-0072 |
| Primary APN | 06-9077-H0-0072 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,568 sqft Living Area |
| Gross Area | 2,976 sqft |
| 1st Floor Area | 940 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Lot Area | 6,851 sqft (0.157 acres) |
| Garage Type | Attached |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1297 ISLAND PL E |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38103-9064 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Local Zoning Code | EMP |
| Legal Description | WS ISLAND PLACE EAST COR FLEETS ISLAND DR (NW)(PR) SEE MAP 74 (TILE# 326) |
| Legal Subdivision | ISLAND POINT PD PH 1 |
| Legal Lot Number | 72 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 100 |
1297 Island Pl E, a planned unit development, is owned and occupied by an individual who bought it in August 2019.
Source: Shelby County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1297 ISLAND PL E, MEMPHIS, TN 38103-9064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2019 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE INVTRS |
| Jul 5, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage PINNACLE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2019 · Amount on File |
| Deed Sale | Aug 28, 2019 · Amount on File |
| Prior Sale | Apr 1, 2005 · Amount on File |
| Deed Document Number | 201988685 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Aug 28, 2019 |
| Property Address | 1297 ISLAND PL E, MEMPHIS, TN 38103-9064 |
| Document Number | 0000088685 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 88685 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2019 |
| Title Company | EDCO TITLE AND CLOSING SERVICES, EDCO TITLE & CLOSING SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,165.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1297 ISLAND PL E MEMPHIS TN 381039064, MEMPHIS, TN 38103-9064 |
| Document Number | 88686 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 88686 |
| Name | MORTGAGE INVTRS |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37923 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jul 5, 2018 |
| Property Address | 1297 ISLAND PL E, MEMPHIS, TN 38103-9064 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 66715 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 13, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1297 ISLAND PL E MEMPHIS TN 381039064, MEMPHIS, TN 38103-9064 |
| Document Number | 0000066715 |
|---|---|
| Date | Jul 5, 2018 |
| Instrument | 66715 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38120 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 4, 2019 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1297 Island Pl E was $2,931.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,931.00 | $108,975 Land $22,975 Building $86,000 | $435,900 Land $91,900 Building $344,000 |
| 2023 | $82,950 Land $13,925 Building $69,025 | ||
| 2022 | $5,053.00 | ||
| 2021 | $331,800 Land $55,700 Building $276,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1297 Island Pl E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1297 Island Pl E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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