Franklin County property record for 1297 Hwy K, Saint Clair, MO 63077
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 807 sqft · built 1945 |
| Lot Size | 3.5 acres (152,460 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $959 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-3-06.0-0-000-021.000 |
| Primary APN | 30-3-06.0-0-000-021.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 807 sqft Living Area |
| 1st Floor Area | 882 sqft |
| Year Built | Built 1945 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 152,460 sqft (3.5 acres) |
| Shed | 1 Shed |
| Lean-To | 462 sqft |
| Utility Building | 882 sqft |
| Street Address | 1297 HIGHWAY K |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-3433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CA |
| Legal Description | PT W1/2 LOT 2 NW E OF HWY K |
| Legal Range | 01E |
| Legal Township | 41 |
| Legal Section | 06 |
| Legal Lot Number | 2 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 800901 |
The current owner of 1297 Hwy K acquired it in April 2014.
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1297 HIGHWAY K, SAINT CLAIR, MO 63077-3433 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 30, 2014 |
| Transfer Doc | 0000005248 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1297 HIGHWAY K, SAINT CLAIR, MO 63077-3433 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002203241 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | 2203241 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2037 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1297 Hwy K was $959.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $959.00 | $15,860 | $84,650 Land $13,030 Building $71,620 |
| 2023 | $775.00 (+12.81%) | $13,982 | $74,860 Land $12,030 Building $62,830 |
| 2022 | $687.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1297 Hwy K in Zone X, an area of minimal flood risk, though there have been 78 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 78 (1979–2024) |
| Claims Outside the SFHA | 7 of 78 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1297 Hwy K is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 70% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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