Orange County property record for 1297 Harmon Ave, Winter Park, FL 32789
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,552 sqft · built 1990 |
| Lot Size | 0.1 acres (4,361 sqft) |
| Owner | Individual Name on File |
| Last Sale | $208,000 (Jun 2003) |
| Tax Bill | $2,189 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-22-29-3484-00-085 |
| Primary APN | 12-22-29-3484-00-085 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,552 sqft Living Area |
| Gross Area | 2,082 sqft |
| 1st Floor Area | 998 sqft |
| Utility Area | 52 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Townhouse |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,361 sqft (0.1 acres) |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
| Porch Area | 86 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1297 HARMON AVE |
|---|---|
| City | WINTER PARK |
| State | FL |
| Zip | 32789-5511 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-2 |
| Legal Description | HENKEL ADDITION F/1 E 32.5 FT OF W 70 FT OF S 139.5 FT OF LO T 8 |
| Legal Range | 29E |
| Legal Township | 22S |
| Legal Section | 12 |
| Legal Subdivision | HENKEL ADD TO WINTER PARK |
| Legal Tract | 3484 |
| Legal Lot Number | 8 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 19000 |
1297 Harmon Ave, a townhouse, is owned and occupied by an individual who bought it in June 2003.
Source: Orange County records, as of April 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1297 HARMON AVE, WINTER PARK, FL 32789-5511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 11, 2021 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Jun 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL ONE NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2003 · Amount on File |
| Deed Sale | Jun 27, 2003 · Amount on File |
| Prior Sale | Nov 16, 1999 · Amount on File |
| Deed Document Number | 2003356675 |
| Deed Book / Page | 6973 / 2463 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1297 HARMON AVE, WINTER PARK, FL 32789-5511 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1297 HARMON AVE, WINTER PARK, FL 32789-5511 |
| Document Number | 20210081968 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 20210081968 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 22, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1297 HARMON AVE, WINTER PARK, FL 32789-5511 |
| Document Number | 0000378818 |
| Instrument Date | Jun 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 1297 HARMON AVE WINTER PARK FL 327895511, WINTER PARK, FL 32789-5511 |
| Document Number | 0000378818 |
|---|---|
| Date | Jul 10, 2017 |
| Instrument | 378818 |
| Name | CAPITAL ONE NA |
|---|---|
| Type | Bank |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 9, 2037 |
The 2025 property tax bill for 1297 Harmon Ave was $2,189, up 4.1% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Park City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $176,081 (+2.7%) | $353,960 (+4.31%) Land $75,600 Building $278,360 | |
| 2025 | $2,189.00 (+4.09%) Homeowner's exemption | $171,452 | $339,320 Land $56,000 Building $283,320 |
| 2024 | $2,103.00 (+4.94%) | ||
| 2023 | $2,004.00 (+10.41%) Homeowner's exemption | $161,767 (+3%) | $341,904 (+15.15%) Land $56,000 Building $285,904 |
| 2022 | $1,815.00 Homeowner's exemption | $157,055 | $296,915 Land $56,000 Building $240,915 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1297 Harmon Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1297 Harmon Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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