1297 General Puller Hwy, Saluda, VA 23149 Property Records

Middlesex County property record for 1297 General Puller Hwy, Saluda, VA 23149

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,072 sqft · built 1971
Lot Size	1.37 acres (59,677 sqft)
Owner	2 Individual Names on Record
Last Sale	$202,000 (Jun 2021)
Tax Bill	$1,314 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Jan 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26 114`

Property Details

APN / Parcel Number

Primary APN	`26 114`
Alternative APN	`2823`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,072 sqft Living Area
Gross Area	4,472 sqft
1st Floor Area	2,072 sqft
Basement Area	1,708 sqft
Unfinished Basement	1,708 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1988
Exterior Material	Aluminum Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	59,677 sqft (1.37 acres)
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	328 sqft
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	2823
Street Address	1297 GENERAL PULLER HWY
City	SALUDA
State	VA
Zip	23149-3040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VC
Legal Description	SALUDA 1.37 AC DB 93-350 D14-636 D18-358 0000
Legal Subdivision	VILLAGE OF SALUDA
Jurisdiction	MIDDLESEX VA
Township / Civil Division	SALUDA
Census Block Group	4
Census Block	4013
Census Tract	951000

Owner

Source: Middlesex County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1297 GENERAL PULLER HWY, SALUDA, VA 23149-3040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Line of Credit BAYLANDS FAMILY CREDIT UNION
Jan 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BAYLANDS FAMILY CREDIT UNION
Dec 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage BAYLANDS FAMILY CREDIT UNION
Feb 27, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage CHESAPEAKE CUSTOM BUILDERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Feb 27, 2018 · Amount on Record
Deed Document Number	20211687
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	1297 GENERAL PULLER HWY, SALUDA, VA 23149-3040
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230001207
Date	Aug 3, 2023
Instrument	230001207

Lender

Name	BAYLANDS FAMILY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Aug 31, 2038

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	1297 GENERAL PULLER HWY, SALUDA, VA 23149-3040
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000194
Date	Jan 27, 2021
Instrument	210000194

Lender

Name	BAYLANDS FAMILY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	1297 GENERAL PULLER HWY, SALUDA, VA 23149-3040
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180002478
Date	Dec 14, 2018
Instrument	180002478

Lender

Name	BAYLANDS FAMILY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2039

Interest

Rate Type	Fixed Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Feb 27, 2018
Property Address	1297 GENERAL PULLER HWY, SALUDA, VA 23149-3040
Document Number	180000358
Instrument Date	Feb 20, 2018
Instrument	180000358
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE/MID PENINSULA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1297 GENERAL PULLER HWY, SALUDA, VA 23149-3040

Mortgage

Document Number	180000359
Date	Feb 27, 2018
Instrument	180000359

Lender

Name	CHESAPEAKE CUSTOM BUILDERS INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,314.00	$215,500 (-) Land $38,900 Building $176,600	$215,500 (-) Land $38,900 Building $176,600
2025	$1,314.00	$215,500 (-) Land $38,900 Building $176,600	$215,500 (-) Land $38,900 Building $176,600
2023	$1,314.00	$215,500 Land $38,900 Building $176,600	$215,500 Land $38,900 Building $176,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SALUDA private · serves 323 people · EPA ID VA4119600
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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