1297 Franklin Bluff Dr, El Paso, TX 79912 Property Records

El Paso County property record for 1297 Franklin Bluff Dr, El Paso, TX 79912

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,034 sqft · built 2020
Lot Size0.314 acres (13,672 sqft)
Owner2 Individual Names on File
Tax Bill$13,125 (2025)
Deeds & MortgagesAug 2020 Mortgage
Aug 2020 Construction Loan
+ 1 more
APNF609-999-0310-2000

Property Details

APN / Parcel Number

Primary APNF609-999-0310-2000
Alternative APNs
  • 000000680269
  • 680269

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area3,034 sqft Living Area
Gross Area4,234 sqft
1st Floor Area3,034 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,672 sqft (0.314 acres)
Garage TypeAttached
Garage Area708 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Patio Area492 sqft
Courtyard473 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address1297 FRANKLIN BLUFF DR
CityEL PASO
StateTX
Zip79912-7708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePRI
Legal DescriptionBLK 31 FRANKLIN HILLS #10 LOT 20
Legal SubdivisionFRANKLIN HILLS #10
Legal Block31
Legal Lot Number20
JurisdictionEL PASO TX
Township / Civil DivisionEL PASO NORTHWEST
Census Block Group3
Census Block3015
Census Tract10213

Owner

1297 Franklin Bluff Dr is owned and occupied by two individuals.

Source: El Paso County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1297 FRANKLIN BLUFF DR, EL PASO, TX 79912-7708
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2020Deed of Trust, Mortgage
WESTSTAR BK
Aug 7, 2020Deed of Trust, Construction Loan · Construction Mortgage
WESTSTAR BK
Jan 3, 2019Warranty Deed, Construction Loan · Construction Mortgage
WESTSTAR BK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL PASO TX
Property Address1297 FRANKLIN BLUFF DR, EL PASO, TX 79912-7708
Document Number0000063849
Instrument DateAug 11, 2020
Transaction TypeMortgage
Record UpdatedAug 27, 2020
Title CompanyLONE STAR TITLE COMPANY/EL PASO, LONE STAR TITLE CO/EL PASO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 220269 EL PASO TX 799132269, EL PASO, TX 79913-2269

Mortgage

Document Number0000063849
DateAug 14, 2020
Instrument63849
Lender
NameWESTSTAR BK
TypeBank
AddressEL PASO, TX 79901
Agreement
AmountAmount on Record

August 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionEL PASO TX
Recording DateAug 7, 2020
Property Address1297 FRANKLIN BLUFF DR, EL PASO, TX 79912-7708
Document Number0000061420
Instrument DateJun 26, 2020
Instrument61420
Transaction TypeConstruction Loan
Record UpdatedAug 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 220269 EL PASO TX 799132269, EL PASO, TX 79913-2269

Mortgage

Document Number0000061420
DateAug 7, 2020
Instrument61420
Lender
NameWESTSTAR BK
TypeBank
AddressEL PASO, TX 79901
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueAug 6, 2021

January 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionEL PASO TX
Recording DateJan 3, 2019
Property Address1297 FRANKLIN BLUFF DR, EL PASO, TX 79912-7708
Document Number0000000730
Instrument DateDec 26, 2018
Instrument730
Transaction TypeConstruction Loan
Record UpdatedJan 24, 2019
Title CompanyWESTSTAR TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 220269 EL PASO TX 799132269, EL PASO, TX 79913-2269

Mortgage

Document Number731
DateJan 3, 2019
Instrument731
Lender
NameWESTSTAR BK
TypeBank
AddressEL PASO, TX 79901
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1297 Franklin Bluff Dr was $13,125 with exemptions applied, down 8.6% from the year before.

Source: El Paso County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
CountyEl Paso County
MunicipalityEl Paso City
Unified School DistrictEl Paso Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$657,075 (+1%)$730,024 (+22.21%) Land $156,123 Building $573,901
2025$13,125.00 (-8.63%) Homeowner's exemption Senior Citizen's exemption$597,341 Land $156,123 Building $441,218$597,341 Land $156,123 Building $441,218
2024$14,365.00 (-5.52%)
2023$15,204.00 (-1.07%) Homeowner's exemption$602,673 Land $100,079 Building $502,594$602,673 Land $100,079 Building $502,594
2022$15,369.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1297 Franklin Bluff Dr; 4 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1297 Franklin Bluff Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEL PASO WATER UTILITIES
serves 747,168 people · EPA ID TX0710002
Water SourceSurface water
Last State InspectionOct 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Chaparral Wireless
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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