1297 E Plum St, Gilbert, AZ 85298 Property Records

Maricopa County property record for 1297 E Plum St, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,980 sqft · built 2025
Lot Size	0.183 acres (8,010 sqft)
Owner	Individual Name on Record
Last Sale	$8,371,346 (Sep 2025)
Tax Bill	$439 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`313-31-830`

Property Details

APN / Parcel Number

Primary APN	`313-31-830`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,980 sqft Living Area
1st Floor Area	2,003 sqft
2nd Floor Area	1,977 sqft

Exterior

Year Built	Built 2025
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,010 sqft (0.183 acres)
Parking Spaces	3 Parking Spaces
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1297 E PLUM ST
City	GILBERT
State	AZ
Zip	85298-2363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERSTON CENTRAL PHASE 2 MCR 1672-35
Legal Subdivision	WATERSTON CENTRAL PHASE 2
Legal Phase	2
Legal Lot Number	436
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1003
Census Tract	816003

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7001 N SCOTTSDALE RD STE 2020, 2020, SCOTTSDALE, AZ 85253-3644
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Deed Document Number	20250543981
Record Updated	Jun 8, 2026

September 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 22, 2025
Property Address	1297 E PLUM ST, GILBERT, AZ 85298-2363
Document Number	0000543981
Map Reference	MB 1672 PG 35
Instrument Date	Aug 27, 2025
Instrument	20250543981
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 21, 2025
Title Company	TITLE AND CLOSING SERVICES, TRI POINTE ASSURANCE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7001 N SCOTTSDALE RD STE 2020, 2020, SCOTTSDALE, AZ 85253-3644

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1297 E PLUM ST, GILBERT, AZ 85298-2363

Mortgage

Document Number	0000543982
Date	Sep 22, 2025
Instrument	20250543982

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.5%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,310 (+193.8%)	$765,800 (+1,182.75%) Land $153,100 Building $612,700
2025	$439.00 (+1.39%)	$8,955 (+0.34%)	$59,700 (+0.34%) Land $59,700
2024	$433.00 (+1.88%)	$8,925	$59,500 Land $59,500
2023	$425.00 (+1,018.42%)
2022	$38.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20