1297 Co Rd 302, Bunnell, FL 32110 Property Records

Flagler County property record for 1297 Co Rd 302, Bunnell, FL 32110

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,820 sqft · built 2020
Lot Size	1.33 acres (58,131 sqft)
Owner	2 Individual Names on Record
Last Sale	$34,000 (Aug 2019)
Tax Bill	$1,592 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-12-29-5550-00040-0027`

Property Details

APN / Parcel Number

Primary APN	`13-12-29-5550-00040-0027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,820 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	58,131 sqft (1.33 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1297 COUNTY ROAD 302
City	BUNNELL
State	FL
Zip	32110-7926
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	MH-1
Legal Description	1.33 AC ST JOHNS DEV CO SUBD PARCEL 4 BEING 175.24 X 330, ELY 175.24 OF N 1/2 TR 2 BLK 4 OR 661 PG 308 OR 887 PG 1735 OR 944
Legal Range	29E
Legal Township	12S
Legal Section	13
Legal Subdivision	ST JOHNS DEV CO SUB
Legal Tract	2
Legal Block	4
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2188
Census Tract	60206

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1297 COUNTY ROAD 302, BUNNELL, FL 32110-7926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · FHA Mortgage TOWNE MORTGAGE CO
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage 21ST MORTGAGE CORP
Aug 1, 2019	Warranty Deed, Transfer · Construction Mortgage CRISTAL B CRAIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2019 · Amount on Record
Deed Sale	Aug 1, 2019 · Amount on Record
Deed Document Number	2019028445
Deed Book / Page	2373 / 1601
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	1297 COUNTY ROAD 302, BUNNELL, FL 32110-7926
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1297 COUNTY ROAD 302, BUNNELL, FL 32110-7926

Mortgage

Document Number	0025820162
Date	Jul 9, 2021
Book Page	2582/162
Instrument	2021037426

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	1297 COUNTY ROAD 302, BUNNELL, FL 32110-7926
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024220827
Date	Feb 24, 2020
Book Page	2422/827
Instrument	2020007413

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender
Address	KNOXVILLE, TN 37902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Mar 1, 2043

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Aug 1, 2019
Property Address	1297 COUNTY ROAD 302, BUNNELL, FL 32110-7926
Document Number	0023731601
Book / Page	002373 / 001601
Instrument Date	Jul 26, 2019
Instrument	28445
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	FLAGLER COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$238.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 2561 BUNNELL FL 321102561, BUNNELL, FL 32110-2561

Mortgage

Document Number	23731603
Date	Aug 1, 2019
Book Page	002373/001603
Instrument	28446

Lender

Name	CRISTAL B CRAIN
Address	216 S 8TH ST, FLAGLER BEACH, FL 32136-3638

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 31, 2020

Interest

Rate	7%

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,592.00 (-17.38%) Homeowner's exemption	$156,630 (+5.99%)	$252,253 (+1.76%) Land $33,250 Building $219,003
2023	$1,927.00 (+13.02%) Homeowner's exemption	$147,782 (+5.76%)	$247,895 (+0.51%) Land $23,275 Building $224,620
2022	$1,705.00 Homeowner's exemption	$139,739	$246,649 Land $23,275 Building $223,374

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	3 (2001–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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