1297 Cherry Ave, San Jose, CA 95125 Property Records

Santa Clara County property record for 1297 Cherry Ave, San Jose, CA 95125

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,244 sqft · built 2006
Lot Size	0.122 acres (5,304 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,825,000 (Oct 2019)
Tax Bill	$25,650 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`429-13-085`

Property Details

APN / Parcel Number

Primary APN	`429-13-085`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,244 sqft Living Area
1st Floor Area	1,128 sqft
2nd Floor Area	1,116 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	5,304 sqft (0.122 acres)
Lot Dimensions	136 ft deep x 39 ft wide
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1297 CHERRY AVE
City	SAN JOSE
State	CA
Zip	95125-3720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Subdivision	565 RIDLEY MANOR
Legal Lot Number	29,30
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2017
Census Tract	502301

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1297 CHERRY AVE, SAN JOSE, CA 95125-3720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CF BANK
Feb 9, 2017	Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA
Oct 4, 2019	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2019 · Amount on Record
Deed Sale	Oct 4, 2019 · Amount on Record
Prior Sale	Feb 11, 2010 · Amount on Record
Deed Document Number	201924297463
Prior Transfer Date	Dec 13, 2010
Prior Transfer Doc	0000004659
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1297 CHERRY AVE, SAN JOSE, CA 95125-3720
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1297 CHERRY AVE, SAN JOSE, CA 95125-3720

Mortgage

Document Number	0025055965
Date	Aug 5, 2021
Instrument	25055965

Lender

Name	CF BANK
Type	Bank
Address	COLUMBUS, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1297 CHERRY AVE, SAN JOSE, CA 95125-3720
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023579560
Date	Feb 9, 2017
Instrument	23579560

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.6%
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.6%
Index	1-Year LIBOR
Max Rate	8.6%

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 4, 2019
Property Address	1297 CHERRY AVE, SAN JOSE, CA 95125-3720
Document Number	0024297463
Map Reference	MB 30 PG 26&27
Instrument Date	Sep 17, 2019
Instrument	24297463
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1297 CHERRY AVE, SAN JOSE, CA 95125-3720

Mortgage

Document Number	0024297464
Date	Oct 4, 2019
Instrument	24297464

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Max Rate	9.25%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,035,817 (+2%) Land $1,628,655 Building $407,162
2025	$25,650.00 (+8.54%)	$1,995,900 (+4.04%) Land $1,596,721 Building $399,179
2023	$23,632.00 (+0.86%)	$1,918,398 Land $1,534,719 Building $383,679
2022	$23,430.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Ridge Wireless, Sonic Telecom.

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