Cook County property record for 1297 Chatham Dr, Lemont, IL 60439
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,490 sqft · built 2003 |
| Lot Size | 0.251 acres (10,927 sqft) |
| Owner | Individual Name on File |
| Last Sale | $405,000 (May 2016) |
| Tax Bill | $10,118 (2023) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-28-310-002 |
| Primary APN | 22-28-310-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,490 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,927 sqft (0.251 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 1297 CHATHAM DR |
|---|---|
| City | LEMONT |
| State | IL |
| Zip | 60439-8543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 11E |
| Legal Township | 37N |
| Legal Section | 28 |
| Legal Subdivision | COVINGTON HILLS 01 |
| Legal Lot Number | 87 |
| Jurisdiction | COOK IL |
| Township / Civil Division | LEMONT |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 824003 |
1297 Chatham Dr is owned and occupied by an individual who bought it in May 2016.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1297 CHATHAM DR, LEMONT, IL 60439-8543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2016 · Amount on File |
| Deed Sale | May 27, 2016 · Amount on File |
| Prior Sale | Oct 22, 2015 · Amount on File |
| Deed Document Number | 201647133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1297 CHATHAM DR, LEMONT, IL 60439-8543 |
| Document Number | 2011503281 |
| Instrument Date | Mar 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1297 CHATHAM DR LEMONT IL 604398543, LEMONT, IL 60439-8543 |
| Document Number | 2011503281 |
|---|---|
| Date | Apr 24, 2020 |
| Instrument | 11503281 |
| Name | AMERICAN FIDELITY MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | WHEATON, IL 60189-5831 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 23, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Lemont Township |
| Municipality | Lemont Village |
| Elementary School District | Lemont-Bromberek Combined School District 113A (PK - 08) |
| Secondary School District | Lemont Township High School District 210 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $49,928 Land $8,742 Building $41,186 | $499,280 Land $87,420 Building $411,860 | |
| 2023 | $10,118.00 (+33.71%) | ||
| 2022 | $7,567.00 Homeowner's exemption | $34,590 Land $7,648 Building $26,942 | $345,900 Land $76,480 Building $269,420 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1297 Chatham Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2004 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1297 Chatham Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEMONT serves 18,513 people · EPA ID IL0311620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 25 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2026 Lead public education Aug 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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