1297 Ceylon Dr, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 1297 Ceylon Dr, Gulf Breeze, FL 32563

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,200 sqft · built 1990
Lot Size0.275 acres (11,979 sqft)
Owner2 Individual Names on Record
Last Sale$417,000 (Sep 2026)
Tax Bill$3,489 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Mar 2026 Foreclosure
+ 3 more
Flood ZoneZone X (moderate risk)
APN29-2S-28-5440-00H00-0470

Property Details

APN / Parcel Number

Primary APN29-2S-28-5440-00H00-0470
Alternative APN
  • S28229544000H000470

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,200 sqft Living Area
Gross Area3,113 sqft
1st Floor Area2,200 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2005
Exterior MaterialWood Frame (Stucco or Asbestos)
Construction TypeWood
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area11,979 sqft (0.275 acres)
Lot Dimensions120 ft deep x 100 ft wide
Garage TypeAttached
Garage Area501 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area324 sqft
Patio Area88 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1297 CEYLON DR
CityGULF BREEZE
StateFL
Zip32563-5436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionTIGER POINT VILLAGE UNIT 2 LOT 47 BLK H AS DES IN OR 3646 PG 809
Legal Range28W
Legal Township2S
Legal Section29
Legal SubdivisionTIGER PT VILL ALL
Legal BlockH
Legal Lot Number47
JurisdictionSANTA ROSA FL
Township / Civil DivisionMIDWAY
Census Block Group2
Census Block2007
Census Tract10814

Owner

Source: Santa Rosa County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3102 PIER I, JONESBORO, GA 30236-4148
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2026Special Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 17, 2026Special Warranty Deed, Foreclosure
MORTGAGE CONNECT LP
Feb 9, 2026Trustee's Deed, Foreclosure
Apr 11, 2019Loan Modification, Mortgage
WEI MTG
Jul 26, 2017Warranty Deed, Transfer · VA Mortgage
N A NATIONWIDE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2026 · Amount on Record
Deed SaleSep 28, 2026 · Amount on Record
Prior SaleFeb 9, 2026 · Amount on Record
Deed Document Number202648695
Deed Book / Page4792 / 1560
Record UpdatedOct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionSANTA ROSA FL
Recording DateSep 28, 2026
Property Address1297 CEYLON DR, GULF BREEZE, FL 32563-5436
Document Number0000048695
Book / Page4792 / 1560
Instrument DateSep 24, 2026
Instrument202648695
Transaction TypeTransfer
Record UpdatedOct 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$294,819.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address3102 PIER I, JONESBORO, GA 30236-4148
InvestorPossibly a Property Investor

Mortgage

Document Number0000048696,
DateSep 28, 2026
Instrument202648696
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

March 2026: Special Warranty Deed, Foreclosure

Document TypeSpecial Warranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 17, 2026
Property Address1297 CEYLON DR, GULF BREEZE, FL 32563-5436
Document Number0047210051
Book / Page4721 / 51
Map ReferenceMB C PG 16
Instrument DateMar 13, 2026
Instrument202613296
Transaction TypeForeclosure
Record UpdatedApr 10, 2026
Title CompanyMORTGAGE CONNECT LP

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11988 EXIT 5 PKWY # PKWY4, PKWY4, FISHERS, IN 46037-8021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042

February 2026: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSANTA ROSA FL
Recording DateFeb 9, 2026
Property Address1297 CEYLON DR, GULF BREEZE, FL 32563-5436
Document Number0047061497
Book / Page4706 / 1497
Map ReferenceMB C PG 16
Instrument DateJan 14, 2026
Instrument202606237
Transaction TypeForeclosure
Record UpdatedFeb 26, 2026

Transaction

AmountAmount Recorded
Tax$2,136.40
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address499 NW 70TH AVE STE 309, 309, PLANTATION, FL 33317-7574
Mail Care OfDIAZ ANSELMO AND ASSOCIATES PA

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Property Address1297 CEYLON DR, GULF BREEZE, FL 32563-5436
Document Number0038240770
Instrument DateApr 11, 2019
Transaction TypeMortgage
Record UpdatedJun 28, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1297 CEYLON DR GULF BREEZE FL 325635436, GULF BREEZE, FL 32563-5436

Mortgage

Document Number0038240770
DateApr 30, 2019
Book Page003824/000770
Instrument17354
Lender
NameWEI MTG
TypeMortgage Company
AddressHOUSTON, TX 77042
Agreement
AmountAmount Recorded
Term336 Months
DueApr 29, 2047
Interest
Rate TypeFixed Rate
Rate4.65%

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 26, 2017
Property Address1297 CEYLON DR, GULF BREEZE, FL 32563-5436
Document Number0036460809
Book / Page3646 / 0809
Map ReferenceMB C PG16
Instrument DateJul 26, 2017
Instrument201730532
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyFIRST INTL TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,345.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address207 REDBUD LN, 207, MANTUA, NJ 08051-2231

Transferred To (Grantee/Buyer)

NameVerified Name
Address1297 CEYLON DR, GULF BREEZE, FL 32563-5436

Mortgage

Document Number0201730533
DateJul 26, 2017
Instrument201730533
Lender
NameN A NATIONWIDE MORTGAGE
TypeLending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,489.00 (+2.83%)$299,193 (+2.9%)$426,732 (+6.74%) Land $105,000 Building $321,732
2024$3,393.00 (-0.18%) Homeowner's exemption$290,761 (+3%)$399,791 (+0.66%) Land $95,000 Building $304,791
2023$3,399.00 (+2.63%) Homeowner's exemption$282,292 (+3%)$397,188 (+9.25%) Land $85,000 Building $312,188
2022$3,312.00 Homeowner's exemption$274,070$363,547 Land $75,000 Building $288,547

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 221 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies221 in force
Nearby Flood Claims266 (1979–2023)
Claims Outside the SFHA106 of 266
Most Recent ClaimMar 2023 · other causes
Claims by Event
  • Hurricane Dennis, Jul 2005 · 34 claims
  • Hurricane Frances, Sep 2004 · 151 claims
  • Hurricane Opal, Oct 1995 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Ripple Broadband
Fixed Wireless
150 / 25

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