1297 Cedar Grove Rd, Clover, SC 29710 Property Records

York County property record for 1297 Cedar Grove Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,839 sqft · built 2019
Lot Size	10.5 acres (460,429 sqft)
Owner	2 Individual Names on File
Last Sale	$30,000 (Feb 2019)
Tax Bill	$1,639 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`193-00-00-055`

Property Details

APN / Parcel Number

Primary APN	`193-00-00-055`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,839 sqft Living Area
1st Floor Area	1,839 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Lot Area	460,429 sqft (10.5 acres)
Porch	Porch
Porch Area	511 sqft

Location & Zoning

Street Address	1297 CEDAR GROVE RD
City	CLOVER
State	SC
Zip	29710-8746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUD
Legal Description	10.57AC TRK 2 CEDAR GROVE RD
Legal Subdivision	CEDAR GROVE
Legal Tract	2
Jurisdiction	YORK SC
Township / Civil Division	YORK
Census Block Group	2
Census Block	2007
Census Tract	61503

Owner

1297 Cedar Grove Rd is owned and occupied by two individuals who bought it in February 2019.

Source: York County records, as of November 14, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1297 CEDAR GROVE RD, CLOVER, SC 29710-8746
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage AGSOUTH FARM CREDIT ACA
Jan 31, 2020	Deed of Trust, Mortgage QUICKEN LNS
May 31, 2019	Deed of Trust, Mortgage · Line of Credit AGSOUTH FLCA
Feb 8, 2019	Grant Deed, Transfer · Line of Credit FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2019 · Amount on File
Deed Sale	Feb 8, 2019 · Amount on File
Prior Sale	Feb 29, 2016
Deed Document Number	0017397164
Deed Book / Page	17397 / 164
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1297 CEDAR GROVE RD, CLOVER, SC 29710-8746
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1856200325
Date	Sep 9, 2020
Book Page	18562/325
Instrument	2020041675

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Oct 1, 2049

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1297 CEDAR GROVE RD, CLOVER, SC 29710-8746
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1990600355
Date	Jan 11, 2022
Book Page	19906/355
Instrument	2022001511

Lender

Name	AGSOUTH FARM CREDIT ACA
Type	Bank
Address	STATESBORO, GA 30459

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1297 CEDAR GROVE RD, CLOVER, SC 29710-8746
Document Number	1806100202
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1297 CEDAR GROVE RD CLOVER SC 297108746, CLOVER, SC 29710-8746

Mortgage

Document Number	1806100202
Date	Feb 6, 2020
Book Page	018061/000202
Instrument	5266

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1297 CEDAR GROVE RD, CLOVER, SC 29710-8746
Document Number	1757500291
Instrument Date	May 31, 2019
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CEDAR GROVE RD CLOVER SC 29710, CLOVER, SC 29710

Mortgage

Document Number	1757500291
Date	Jun 3, 2019
Book Page	017575/000291
Instrument	21412

Lender

Name	AGSOUTH FLCA
Address	STATESBORO, GA 30459

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2049

Interest

Rate Type	Adjustable Rate

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Feb 8, 2019
Property Address	1297 CEDAR GROVE RD, CLOVER, SC 29710-8746
Document Number	1739700164
Book / Page	017397 / 000164
Instrument Date	Feb 6, 2019
Instrument	5046
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 FAULKNER ST CLOVER SC 297101358, CLOVER, SC 29710-1358

Mortgage

Document Number	1739700167
Date	Feb 8, 2019
Book Page	017397/000167
Instrument	5047

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	ROCK HILL, SC 29731-0941

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 7, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1297 Cedar Grove Rd was $1,639.

Source: York County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,639.00	$9,450 Land $681 Building $8,769	$451,970 Land $154,970 Building $297,000
2023	$1,414.00	$8,221 Land $431 Building $7,790	$284,810 Land $90,060 Building $194,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1297 Cedar Grove Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1297 Cedar Grove Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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