12969 Self Esteem Ln, Galt, CA 95632 Property Records

Sacramento County property record for 12969 Self Esteem Ln, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,505 sqft · built 2001
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on File
Last Sale	$273,000 (May 2013)
Tax Bill	$4,399 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148-0250-089-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0250-089-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,505 sqft Living Area
1st Floor Area	1,505 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	45,738 sqft
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12969 SELF ESTEEM LN
City	GALT
State	CA
Zip	95632-8705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	PARCEL MAP, LOT 2
Legal Subdivision	PARCEL MAP
Legal Lot Number	2
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	3
Census Block	3004
Census Tract	9503

Owner

12969 Self Esteem Ln is owned and occupied by two individuals who bought it in May 2013.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12969 SELF ESTEEM LN, GALT, CA 95632-8705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2013 · Amount on File
Deed Sale	May 3, 2013 · Amount on File
Prior Sale	Feb 22, 2002 · Amount on File
Deed Book / Page	20130503 / 1163
Prior Transfer Date	Jan 28, 2002
Prior Transfer Doc	2002002391
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	12969 SELF ESTEEM LN, GALT, CA 95632-8705
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12969 SELF ESTEEM LN, GALT, CA 95632-8705
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002076
Date	Mar 17, 2021
Instrument	202103172076

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	12969 SELF ESTEEM LN, GALT, CA 95632-8705
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12969 SELF ESTEEM LN, GALT, CA 95632-8705

Mortgage

Document Number	3170000002076
Date	Mar 17, 2021
Book Page	20210317/2076

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12969 Self Esteem Ln was $4,399, up 18.6% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$386,239 (+2%) Land $126,856 Building $259,383
2025	$4,399.00 (+18.6%)	$378,667 Land $124,369 Building $254,298
2024	$3,709.00 (+1.7%)
2023	$3,647.00 (+4.2%)	$323,116 Land $119,541 Building $203,575
2022	$3,500.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12969 Self Esteem Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12969 Self Esteem Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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