12969 Arboretum Dr, Belvidere, IL 61008 Property Records

Boone County property record for 12969 Arboretum Dr, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,068 sqft · built 2002
Lot Size	0.96 acres (41,818 sqft)
Owner	Individual Name on File
Tax Bill	$7,708 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-34-202-002`

Property Details

APN / Parcel Number

Primary APN	`03-34-202-002`
Alternative APN	`03-03-34-202-002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,068 sqft Living Area
Gross Area	4,112 sqft
1st Floor Area	4,112 sqft
Basement Area	2,056 sqft
Finished Basement	1,012 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2023
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	41,818 sqft (0.96 acres)
Garage Area	888 sqft
Parking Spaces	4 Parking Spaces
Pool Area	800 sqft
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	03-03-34-202-002
Street Address	12969 ARBORETUM DR
City	BELVIDERE
State	IL
Zip	61008-9718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	34-45-3 PRAIRIE LANE SUB PLAT 2 LOT 44 N 207.01 E 181.54 S 306.83 W 17 6.44
Legal Subdivision	PRAIRIE LANE SUB
Legal Lot Number	44
Jurisdiction	BOONE IL
Township / Civil Division	CALEDONIA
Census Block Group	2
Census Block	2007
Census Tract	10603

Owner

12969 Arboretum Dr is owned and occupied by an individual.

Source: Boone County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	12969 ARBORETUM DR, BELVIDERE, IL 61008-9718
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · Line of Credit CONNEXUS CU
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Mar 2, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	12969 ARBORETUM DR, BELVIDERE, IL 61008-9718
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R03082
Date	Aug 7, 2023
Instrument	2023R03082

Lender

Name	CONNEXUS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	12969 ARBORETUM DR, BELVIDERE, IL 61008-9718
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R04973
Date	Aug 20, 2020
Instrument	2020R04973

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOONE IL
Recording Date	Mar 2, 2018
Property Address	12969 ARBORETUM DR, BELVIDERE, IL 61008-9718
Document Number	2018R00927
Map Reference	DOC 2001R01833
Instrument Date	Feb 9, 2018
Instrument	2018R00927
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	HERITAGE TITLE LT, HERITAGE TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12969 ARBORETUM DR, BELVIDERE, IL 61008-9718

Mortgage

Document Number	2018R00928
Date	Mar 2, 2018
Instrument	2018R00928

Lender

Name	BAY EQUITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12969 Arboretum Dr was $7,708 with exemptions applied.

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Caledonia Township
Municipality	Timberlane Village
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,708.00 Homeowner's exemption Senior Citizen's exemption	$125,000 (-) Land $10,000 Building $115,000	$375,000 (-) Land $30,000 Building $345,000
2024		$125,000 Land $10,000 Building $115,000	$375,000 Land $30,000 Building $345,000
2022	$8,319.00	$105,147 Land $11,899 Building $93,248	$315,441 Land $35,697 Building $279,744

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12969 Arboretum Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12969 Arboretum Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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