12968 W 550 S, Sandborn, IN 47578 Property Records

Greene County property record for 12968 W 550 S, Sandborn, IN 47578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,638 sqft · built 1970
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$249,900 (Sep 2020)
Tax Bill	$1,218 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-15-22-000-012.000-016`

Property Details

APN / Parcel Number

Primary APN	`28-15-22-000-012.000-016`
Alternative APNs	`00005804746` `0160016600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
1st Floor Area	1,638 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	2,274 sqft
Parking Spaces	8 Parking Spaces
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00005804746
Street Address	12968 W 550 S
City	SANDBORN
State	IN
Zip	47578-5325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	016-00166-00 PT SW NW 22 6 7 1
Jurisdiction	GREENE IN
Township / Civil Division	STAFFORD
Census Block Group	5
Census Block	5050
Census Tract	955300

Owner

12968 W 550 S is owned and occupied by an individual who bought it in September 2020.

Source: Greene County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	12968 W 550 S, SANDBORN, IN 47578-5325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL BANK
Sep 17, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2020 · Amount on File
Deed Sale	Sep 17, 2020 · Amount on File
Deed Document Number	20203700
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE IN
Property Address	12968 W 550 S, SANDBORN, IN 47578-5325
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202000483
Date	Feb 3, 2020
Instrument	202000483

Lender

Name	MUTUAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 23, 2040

Interest

Rate Type	Adjustable Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE IN
Recording Date	Sep 17, 2020
Property Address	12968 W 550 S, SANDBORN, IN 47578-5325
Document Number	0202003700
Map Reference	DBK199 PG227
Instrument Date	Aug 28, 2020
Instrument	202003700
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12968 W 550 S, SANDBORN, IN 47578-5325

Mortgage

Document Number	0202003701
Date	Sep 17, 2020
Instrument	202003701

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 12968 W 550 S was $1,218 with a homeowner's exemption, up 16.3% from the year before.

Source: Greene County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Greene County
County Subdivision	Stafford Township
Unified School District	White River Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,218.00 (+16.33%) Homeowner's exemption	$183,700 Land $11,500 Building $172,200	$183,700 Land $11,500 Building $172,200
2024	$1,047.00 (-0.95%)
2023	$1,057.00 (-20.94%)	$144,100 Land $11,500 Building $132,600	$144,100 Land $11,500 Building $132,600
2022	$1,337.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12968 W 550 S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective January 6, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	May 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12968 W 550 S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
WiSpan Internet Fixed Wireless	100 / 100

May also be available: Rise Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W 550 S

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