12967 Arbor Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 12967 Arbor Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,228 sqft · built 2005
Lot Size	0.406 acres (17,721 sqft)
Owner	Individual Name on Record
Tax Bill	$2,158 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-05-3-07-07-0-00210-00`

Property Details

APN / Parcel Number

Primary APN	`2-05-3-07-07-0-00210-00`

Interior

Bedrooms	4 Beds
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,228 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	17,721 sqft (0.406 acres)
Lot Dimensions	187 ft deep x 120 ft wide
Patio Area	144 sqft

Location & Zoning

Street Address	12967 ARBOR DR
City	OLIVE BRANCH
State	MS
Zip	38654-6091
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FOREST HILL COMMUNITY PHASE 4 LOT 210
Legal Range	05
Legal Township	02
Legal Section	07
Legal Subdivision	FOREST HILL COMMUNITY PH 4
Legal Phase	4
Legal Lot Number	210
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	3
Census Block	3013
Census Tract	70830

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12967 ARBOR DR, OLIVE BRANCH, MS 38654-6091
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK
Dec 22, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2017
Deed Sale	Dec 22, 2017
Prior Sale	Jul 24, 2008
Deed Document Number	W00844-00232
Deed Book / Page	0844 / 232
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	12967 ARBOR DR, OLIVE BRANCH, MS 38654-6091
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12967 ARBOR DR, OLIVE BRANCH, MS 38654-6091

Mortgage

Document Number	5662/108806
Date	Oct 21, 2025
Book Page	5662/108806

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	12967 ARBOR DR, OLIVE BRANCH, MS 38654-6091
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12967 ARBOR DR, OLIVE BRANCH, MS 38654-6091

Mortgage

Document Number	005475/220
Date	Feb 28, 2022
Book Page	5475/220

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	12967 ARBOR DR, OLIVE BRANCH, MS 38654-6091
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004471/207
Date	Dec 22, 2017
Book Page	4471/207
Instrument	T04471-00207

Lender

Name	BANCORP SOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 22, 2017
Property Address	12967 ARBOR DR, OLIVE BRANCH, MS 38654-6091
Document Number	000844/232
Book / Page	0844 / 232
Map Reference	PB 81 PGS 9-12
Instrument Date	Dec 20, 2017
Instrument	W00844-00232
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10124 LOFTIN DR, 10124, OLIVE BRANCH, MS 38654-6264

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12967 ARBOR DR, OLIVE BRANCH, MS 38654-6091

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,158.00 (+15.52%)	$29,806 (+37.45%) Land $3,500 Building $26,306	$298,060 (+37.45%) Land $35,000 Building $263,060
2023	$1,868.00	$21,685	$216,853 Land $35,000 Building $181,853

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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