Saginaw County property record for 12966 Roosevelt Rd, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,632 sqft · built 1991 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $7,500 (Jan 1992) |
| Tax Bill | $2,204 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Jun 2018 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-11-3-07-3004-001 |
| Primary APN | 26-11-3-07-3004-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 1,632 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Metal |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,075 sqft (0.92 acres) |
| Lot Dimensions | 267 ft deep x 150 ft wide |
| Garage Area | 1,440 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 480 sqft |
| Deck Area | Deck Area |
| Patio Area | 264 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 12966 ROOSEVELT RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT A PT 191.02 FT E OF SW CORN OF SEC 7 TH N 300 FT TH E 150 FT TH S 300 FT TH W 150 FT TO POB 1.03 ACRES SEC 7 T11N R3E |
| Legal Range | 03E |
| Legal Township | 11N |
| Legal Section | 07 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SWAN CREEK |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 11902 |
12966 Roosevelt Rd is owned and occupied by two individuals who bought it in January 1992.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12966 ROOSEVELT RD, HEMLOCK, MI 48626-9724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2023 | Deed of Trust, Mortgage · Commercial Mortgage 1ST STATE BANK |
| Jun 7, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 1992 · Amount on File |
| Deed Sale | Jan 16, 1992 · Amount on File |
| Deed Book / Page | 1812 / 311 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 12966 ROOSEVELT RD, HEMLOCK, MI 48626-9724 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12966 ROOSEVELT RD, HEMLOCK, MI 48626-9724 |
| Document Number | 0000020161 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 2023020161 |
| Name | 1ST STATE BANK |
|---|---|
| Type | Bank |
| Address | SAGINAW, MI 48605 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 12966 ROOSEVELT RD, HEMLOCK, MI 48626-9724 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016313 |
|---|---|
| Date | Jun 7, 2018 |
| Instrument | 2018016313 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 12966 Roosevelt Rd was $2,204 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Swan Creek Township |
| Unified School District | St. Charles Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $108,100 | $216,200 | |
| 2025 | $2,204.00 Homeowner's exemption | ||
| 2023 | $67,500 | $135,000 | |
| 2022 | $1,798.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12966 Roosevelt Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Apr 2013 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12966 Roosevelt Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: LakeNet.
5G (outdoors only) and 4G LTE
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