Washington County property record for 12966 Ritchie Rd, Smithsburg, MD 21783 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,104 sqft · built 1970 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,858 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-002823 |
| Primary APN | 07-002823 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,104 sqft Total Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Deck Area | 120 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 002823 |
|---|---|
| Street Address | 12966 RITCHIE RD |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-2122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.5 ACRES 12966 RITCHIE ROAD |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 10200 |
Source: Washington County records · APN 07-002823
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12966 RITCHIE RD, SMITHSBURG, MD 21783-2122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | May 28, 2026 |
| Property Address | 12966 RITCHIE RD, SMITHSBURG, MD 21783-2122 |
| Document Number | 7935000262 |
| Book / Page | 7935 / 262 |
| Instrument Date | May 22, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | OLDE STONE TITLE, OLDE TOWNE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12966 RITCHIE RD, SMITHSBURG, MD 21783-2122 |
| Investor | Possibly a Property Investor |
| Document Number | 7935000269, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 7935/269 |
| Name | AMERISERV FINANCIAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $192,533 (+7.76%) | $206,400 (-) Land $80,000 Building $126,400 | |
| 2025 | $1,858.00 (+12.54%) Homeowner's exemption | $178,667 (+12.51%) | $206,400 (+25.24%) Land $80,000 Building $126,400 |
| 2023 | $1,651.00 Homeowner's exemption | $158,800 | $164,800 Land $68,700 Building $96,100 |
Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 44% of the US · above 84% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 1,754 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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