12966 Freeman St, Windermere, FL 34786 Property Records

Orange County property record for 12966 Freeman St, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,460 sqft · built 2007
Lot Size	0.164 acres (7,163 sqft)
Owner	Individual Name on File
Last Sale	$337,600 (Dec 2007)
Tax Bill	$3,935 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-23-27-5430-05-050`

Property Details

APN / Parcel Number

Primary APN	`26-23-27-5430-05-050`
Alternative APNs	`272326543005050` `149627` `150797` `152916`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,460 sqft Living Area
Gross Area	3,200 sqft
1st Floor Area	2,460 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,163 sqft (0.164 acres)
Garage Type	Attached
Garage Area	415 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	325 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12966 FREEMAN ST
City	WINDERMERE
State	FL
Zip	34786-6631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKES OF WINDERMERE PHASE 3 66/64 LOT 505
Legal Range	27E
Legal Township	23S
Legal Section	26
Legal Subdivision	LAKES OF WINDERMERE PH 3
Legal Phase	3
Legal Tract	5430
Legal Block	5
Legal Lot Number	505
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1060
Census Tract	17112

Owner

Source: Orange County records · APN 26-23-27-5430-05-050

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12966 FREEMAN ST, WINDERMERE, FL 34786-6631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 28, 2007 · Amount on Record
Deed Sale	Dec 28, 2007 · Amount on Record
Deed Document Number	2007829491
Deed Book / Page	9547 / 2169
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12966 FREEMAN ST, WINDERMERE, FL 34786-6631
Document Number	0000619036
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12966 FREEMAN ST WINDERMERE FL 347866631, WINDERMERE, FL 34786-6631

Mortgage

Document Number	0000619036
Date	Nov 30, 2020
Instrument	619036

Lender

Name	BLUE STAR MTG
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173-4782

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 29, 2035

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,517 (+2.7%)	$488,140 (-7.83%) Land $125,000 Building $363,140
2025	$3,935.00 (+6.41%) Homeowner's exemption	$241,010 (+5.99%)	$529,580 (+13.54%) Land $125,000 Building $404,580
2024	$3,698.00 (+7.75%)
2023	$3,432.00 (+4.57%) Homeowner's exemption	$227,396 (+3%)	$466,431 (+25.11%) Land $110,000 Building $356,431
2022	$3,282.00 Homeowner's exemption	$220,773	$372,830 Land $100,000 Building $272,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.