Lake County property record for 12965 First St, Clearlake Oaks, CA 95423
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 972 sqft · built 1990 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Sep 2021) |
| Tax Bill | $2,322 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Sep 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 035-374-230-000 |
| Primary APN | 035-374-230-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 972 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Steel Frame |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Evaporative |
|---|---|
| Heating System | Central |
| Old Parcel Number | 035-374-23 |
|---|---|
| Street Address | 12965 FIRST ST |
| City | CLEARLAKE OAKS |
| State | CA |
| Zip | 95423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | CLEARLAKE OAKS 05 |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | LUCERNE-CLEARLAKE OAKS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 601 |
12965 First St is owned and occupied by an individual who bought it in September 2021.
Source: Lake County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12965 FIRST ST, CLEARLAKE OAKS, CA 95423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2021 | Grant Deed, Transfer · Conventional Mortgage TRAVIS CU |
| Sep 29, 2021 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2021 · Amount on File |
| Deed Sale | Sep 29, 2021 · Amount on File |
| Deed Document Number | 202116459 |
| Prior Transfer Date | Oct 7, 2015 |
| Prior Transfer Doc | 0000013331 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Sep 29, 2021 |
| Property Address | 12965 1ST ST, CLEARLAKE OAKS, CA 95423 |
| Document Number | 0000016459 |
| Map Reference | MB 5 PG 18 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 2021016459 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12965 1ST ST, CLEARLAKE OAKS, CA 95423 |
| Document Number | 0000016461 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2021016461 |
| Name | TRAVIS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Sep 29, 2021 |
| Property Address | 12965 1ST ST, CLEARLAKE OAKS, CA 95423 |
| Document Number | 0000016460 |
| Map Reference | MB 5 PG 18 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 2021016460 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12965 1ST ST, CLEARLAKE OAKS, CA 95423 |
The 2026 property tax bill for 12965 First St was $2,322, up 2.4% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Konocti Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,322.00 (+2.38%) | $200,248 (+2%) Land $21,648 Building $178,600 |
| 2025 | $2,268.00 | $196,323 Land $21,224 Building $175,099 |
| 2023 | $2,221.00 (+5.06%) | $188,700 Land $20,400 Building $168,300 |
| 2022 | $2,114.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12965 First St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 2 (2023–2024) |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12965 First St is high, ranking above 83% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 62% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARLAKE OAKS COUNTY WATER DISTRICT serves 2,359 people · EPA ID CA1710001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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