San Bernardino County property record for 12965 Cherokee Rd, Rancho Cucamonga, CA 91739
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,312 sqft · built 1990 |
| Lot Size | 0.551 acres (24,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $830,000 (Nov 2020) |
| Tax Bill | $11,609 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 0225-351-18-0000 |
| Primary APN | 0225-351-18-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,312 sqft Living Area |
| Gross Area | 3,020 sqft |
| 1st Floor Area | 2,312 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Modern |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 24,000 sqft (0.551 acres) |
| Garage Type | Attached |
| Garage Area | 708 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 12965 CHEROKEE RD |
|---|---|
| City | RANCHO CUCAMONGA |
| State | CA |
| Zip | 91739-1725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 12870 LOT 44 AND INT IN COMMON AREA |
| Legal Subdivision | TRACT NO 12870 |
| Legal Tract | 12870 |
| Legal Block | 2 |
| Legal Lot Number | 44 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 2041 |
Source: San Bernardino County records · APN 0225-351-18-0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12965 CHEROKEE RD, RANCHO CUCAMONGA, CA 91739-1725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jul 19, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage VISIONARY LENDERS |
| Nov 20, 2020 | Grant Deed, Transfer · Conventional Mortgage OCMBC INC |
| Oct 28, 2019 | Grant Deed, Transfer LAWYERS TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 20, 2020 · Amount on Record |
| Deed Sale | Nov 20, 2020 · Amount on Record |
| Prior Sale | Oct 28, 2019 · Amount on Record |
| Deed Document Number | 2020470258 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jul 19, 2023 |
| Property Address | 12965 CHEROKEE RD, RANCHO CUCAMONGA, CA 91739-1725 |
| Document Number | 0000175744 |
| Map Reference | MB 237 PG 60-63 |
| Instrument Date | Jul 11, 2023 |
| Instrument | 2023-0175744 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2023 |
| Title Company | VANTAGE POINT TITLE CO OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12965 CHEROKEE RD, RANCHO CUCAMONGA, CA 91739-1725 |
| Document Number | 0000175745 |
|---|---|
| Date | Jul 19, 2023 |
| Instrument | 2023-0175745 |
| Name | VISIONARY LENDERS |
|---|---|
| Type | Non-Lending Institution |
| Address | GREENVILLE, SC 29601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Aug 01, 2063 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Nov 20, 2020 |
| Property Address | 12965 CHEROKEE RD, RANCHO CUCAMONGA, CA 91739-1725 |
| Document Number | 0000470258 |
| Map Reference | MB 237 PG 60-63 |
| Instrument Date | Sep 08, 2020 |
| Instrument | 2020-0470258 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12965 CHEROKEE RD, RANCHO CUCAMONGA, CA 91739-1725 |
| Document Number | 0000470259 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 2020-0470259 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.99% |
| Type Change Date | Dec 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.9% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 11.9% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Oct 28, 2019 |
| Property Address | 12965 CHEROKEE RD, RANCHO CUCAMONGA, CA 91739-1725 |
| Document Number | 0000386873 |
| Instrument Date | Oct 10, 2019 |
| Instrument | 386873 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2019 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $693.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12918 CHEROKEE RD RANCHO CUCAMONGA CA 917391724, RANCHO CUCAMONGA, CA 91739-1724 |
Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Rancho Cucamonga City |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Elementary School District | Etiwanda Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,051,458 (+2%) Land $312,224 Building $739,234 | |
| 2025 | $11,609.00 (+14.86%) Homeowner's exemption | $1,030,841 (+14.13%) Land $306,102 Building $724,739 |
| 2023 | $10,107.00 (+5.48%) Homeowner's exemption | $903,192 (+6.68%) Land $215,883 Building $687,309 |
| 2022 | $9,582.00 Homeowner's exemption | $846,600 Land $211,650 Building $634,950 |
Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), as of October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060710020412, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Frontier.
Based on FCC filings for 208 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3610018, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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