12965 116th St, Largo, FL 33778 Property Records

Pinellas County property record for 12965 116th St, Largo, FL 33778

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,608 sqft · built 1981
Lot Size0.172 acres (7,501 sqft)
OwnerIndividual Name on Record
Last Sale$253,000 (Apr 2018)
Tax Bill$3,977 (2025)
Deeds & MortgagesApr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-749-8220-8

Property Details

APN / Parcel Number

Primary APNC62-000-749-8220-8
Alternative APNs
  • 09-30-15-38002-003-0210
  • 153009380020030210
  • R101479

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,608 sqft Heated Area
1st Floor Area1,608 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1996
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Screened Porch
Porch Area152 sqft
Deck Area300 sqft
Patio Area300 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR101479
Old Parcel Number153009380020030210
Street Address12965 116TH ST
CityLARGO
StateFL
Zip33778-1801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHEATHER HILLS BLK C, LOT 21
Legal Range15
Legal Township30
Legal Section09
Legal SubdivisionHEATHER HILLS
Legal BlockC
Legal Lot Number21
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2017
Census Tract25307

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address12965 116TH ST, LARGO, FL 33778-1801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 2018 · Amount on Record
Deed SaleApr 18, 2018 · Amount on Record
Prior SaleMay 20, 2014 · Amount on Record
Deed Document Number2018120403
Deed Book / Page20017 / 0638
Record UpdatedJun 8, 2026

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateApr 18, 2018
Property Address12965 116TH ST, LARGO, FL 33778-1801
Document Number0200170638
Book / Page20017 / 0638
Map ReferenceMB79 PG21&22
Instrument DateApr 12, 2018
Instrument2018120403
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyHILLSBOROUGH TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,771.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3898 OTMELOI WAY, 3898, KODIAK, AK 99615-7155

Transferred To (Grantee/Buyer)

NameVerified Name
Address12965 116TH ST, LARGO, FL 33778-1801

Mortgage

Document Number2018120404
DateApr 18, 2018
Instrument2018120404
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,977.00 (+7.69%) Homeowner's exemption$251,674 (+5.99%)$391,026 (+12.45%) Land $142,989 Building $248,037
2023$3,693.00 (+3.04%) Homeowner's exemption$237,457 (+3%)$347,722 (+10.74%) Land $154,149 Building $193,573
2022$3,584.00 Homeowner's exemption$230,541$313,999 Land $159,151 Building $154,848

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims5 (1998–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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