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12964 94th Trce, Live Oak, FL 32060 Property Records

Suwannee County property record for 12964 94th Trce, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,100 sqft · built 2006
Lot Size0.512 acres (22,343 sqft)
OwnerIndividual Name on Record
Last Sale$154,500 (May 2016)
Tax Bill$2,229 (2024)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN28-02S-13E-08256-010060

Property Details

APN / Parcel Number

Primary APN28-02S-13E-08256-010060
Alternative APN
  • 08256010060

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,100 sqft Living Area
1st Floor Area2,100 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area22,343 sqft (0.512 acres)
Garage TypeCarport
CarportCarport
Carport Area420 sqft
Patio Area192 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number08256010060
Street Address12964 94TH TRCE
CityLIVE OAK
StateFL
Zip32060-6309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG .51 ACRES LOT 6 CARRIAGE PLACE UNIT 1 ORB 1919 P 143-44 WD YR 2017
Legal Range13E
Legal Township02S
Legal Section28
Legal SubdivisionCARRIAGE PLACE UNIT I
Legal Lot Number6
Legal Unit1
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group1
Census Block1007
Census Tract970402

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address12964 94TH TRCE, LIVE OAK, FL 32060-6309
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2016 · Amount on Record
Deed SaleMay 4, 2016 · Amount on Record
Prior SaleDec 29, 2006 · Amount on Record
Deed Document Number2016181505
Deed Book / Page01919 / 0443
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address12964 94TH TRCE, LIVE OAK, FL 32060-6309
Transaction TypeMortgage
Record UpdatedMay 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address12964 94TH TRCE, LIVE OAK, FL 32060-6309

Mortgage

Document Number0000237716
DateApr 30, 2021
Book Page2264/51
Instrument2021237716
Lender
NameOBSIDIAN FINANCIAL SERVICES INC
TypeMortgage Company
AddressMELBOURNE, FL 32901
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$173,318 (+5.98%)$293,881 (+18.82%) Land $17,000 Building $276,881
2024$2,229.00 (+2.67%)
2023$2,171.00 (+2.99%) Homeowner's exemption$163,542 (+2.99%)$247,339 (+35.31%) Land $12,000 Building $235,339
2022$2,108.00 Homeowner's exemption$158,796$182,801 Land $12,000 Building $170,801

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims8 (2012–2024)
Claims Outside the SFHA8 of 8
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Debby, Aug 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 94th Trce

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