12961 State Rte 73, Mc Dermott, OH 45652 Property Records

Scioto County property record for 12961 State Rte 73, Mc Dermott, OH 45652

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 3,420 sqft · built 1953
Lot Size	11.8 acres (516,273 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Aug 2025)
Tax Bill	$1,272 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-0031.000`

Property Details

APN / Parcel Number

Primary APN	`23-0031.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	3,420 sqft Living Area
1st Floor Area	4,560 sqft
Upper Floors Area	896 sqft
Basement Area	2,280 sqft
Unfinished Basement	896 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	516,273 sqft (11.8 acres)
Garage Type	Mixed
Garage Area	846 sqft

Exterior Amenities

Porch	Slab
Porch Area	1,002 sqft
Deck Area	Deck Area
Patio Area	320 sqft
Canopy	272 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	12961 STATE ROUTE 73
City	MC DERMOTT
State	OH
Zip	45652-9086
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	VMS 3731 11.852AC MAP 2-001 12961 STATE RT 73 NEW SURVEY NEEDED
Jurisdiction	SCIOTO OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1055
Census Tract	2300

Owner

Source: Scioto County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12961 STATE ROUTE 73, MC DERMOTT, OH 45652-9086
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Aug 25, 2025	Warranty Deed, Transfer · FHA Mortgage BAYSHORE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2025 · Amount on Record
Deed Sale	Aug 25, 2025 · Amount on Record
Prior Sale	Jan 1, 1987
Deed Document Number	20254832
Deed Book / Page	935 / 208
Prior Transfer Date	Feb 18, 2010
Prior Transfer Doc	000244/822
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCIOTO OH
Recording Date	Jun 11, 2026
Property Address	12961 STATE ROUTE 73, MC DERMOTT, OH 45652-9086
Document Number	0000003546
Book / Page	974 / 556
Instrument Date	Jun 6, 2026
Instrument	20263546
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	POST CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12961 STATE ROUTE 73, MC DERMOTT, OH 45652-9086

Mortgage

Document Number	0000003546,
Date	Jun 11, 2026
Book Page	974/556
Instrument	20263546

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCIOTO OH
Recording Date	Aug 25, 2025
Property Address	12961 STATE ROUTE 73, MC DERMOTT, OH 45652-9086
Document Number	0000004832
Book / Page	935 / 208
Instrument Date	Aug 18, 2025
Instrument	2025R-4832
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12961 STATE ROUTE 73, MC DERMOTT, OH 45652-9086

Mortgage

Document Number	0000004833
Date	Aug 25, 2025
Instrument	2025R-4833

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

Source: Scioto County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Scioto County
County Subdivision	Union Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,272.00	$34,960 (-57.95%) Land $11,530 Building $23,430	$99,870 (-57.95%) Land $32,930 Building $66,940
2024	$1,272.00 (-60.06%)	$83,130 (-) Land $25,210 Building $57,920	$237,510 (-) Land $72,020 Building $165,490
2023	$3,185.00 (+1.37%) Homeowner's exemption Additional exemption filed	$83,130 (-) Land $25,210 Building $57,920
2022	$3,142.00 Homeowner's exemption Additional exemption filed	$83,130 Land $25,210 Building $57,920	$237,510 Land $72,020 Building $165,490

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (1997–2002)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Apr 2002 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Feb 2000 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 99.2% of Ohio
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Southern Ohio Communications Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: altafiber Network Solutions.

Cell Coverage

5G (outdoors only) and 4G LTE

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