12961 E Outer Dr, Detroit, MI 48224 Property Records

Wayne County property record for 12961 E Outer Dr, Detroit, MI 48224

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,824 sqft · built 1937
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Tax Bill	$51 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2026 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21080452`

Property Details

APN / Parcel Number

Primary APN	`21080452`

Interior

Building Area	1,824 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	121 ft deep x 60 ft wide
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	87 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12961 E OUTER DR
City	DETROIT
State	MI
Zip	48224-4206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	E OUTER DRIVE E E 121.38 FT 196 GROSSE POINTE MANOR SUB L29 P69 PLATS, W C R 21/447 60 X 121.38 NEZH CERT #2006-2169, NEZ
Legal Subdivision	GROSSE POINTE MANOR
Legal Block	502
Jurisdiction	WAYNE MI
Township / Civil Division	DETROIT
Census Block Group	2
Census Block	2012
Census Tract	501800

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12961 E OUTER DR, DETROIT, MI 48224-4206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 2, 2026	Deed of Trust, Mortgage · Reverse Mortgage SOUTH RIVER MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Recording Date	Jul 9, 2026
Property Address	12961 E OUTER DR, DETROIT, MI 48224-4206
Document Number	0000224643
Book / Page	60392 / 1500
Instrument Date	Jul 2, 2026
Instrument	2026224643
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12961 E OUTER DR, DETROIT, MI 48224-4206

Mortgage

Document Number	0000224643,
Date	Jul 9, 2026
Book Page	60392/1500
Instrument	2026224643

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2056

Interest

Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	12961 E OUTER DR, DETROIT, MI 48224-4206
Transaction Type	Mortgage
Record Updated	May 20, 2026
Title Company	SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12839 E OUTER DR, DETROIT, MI 48224-2730

Mortgage

Document Number	0600941185
Date	Mar 2, 2026
Book Page	60094/1185
Instrument	2026063190

Lender

Name	SOUTH RIVER MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	48252

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	942 Months
Due	Sep 16, 2104

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Detroit City
Unified School District	Detroit Public Schools Community District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,700 (-)	$9,400 (-)
2025	$51.00 (-17.74%) Homeowner's exemption	$4,700 (+422.22%)	$9,400 (+422.22%)
2023	$62.00 (-79.19%) Homeowner's exemption	$900	$1,800
2020	$298.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 882 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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