12960 W Ridge Rd, Ely, MN 55731 Property Records

Lake County property record for 12960 W Ridge Rd, Ely, MN 55731 · Last verified August 2026

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 832 sqft · built 2005
Lot Size	4.4 acres (191,664 sqft)
Owner	2 Individual Names on File
Last Sale	$181,000 (Dec 2015)
Tax Bill	$1,408 (2025)
Deeds & Mortgages	Apr 2021 Sale Sep 2018 Transfer
APN	`28-6226-01070`

Property Details

APN / Parcel Number

Primary APN	`28-6226-01070`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	832 sqft Gross Area
1st Floor Area	416 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood
Lot Area	191,664 sqft (4.4 acres)
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio
Porch Area	192 sqft
Deck Area	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	12960 W RIDGE RD
City	ELY
State	MN
Zip	55731-8397
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT 7 BLOCK 1
Legal Range	11W
Legal Township	62N
Legal Section	07
Legal Subdivision	NORWAY RDG
Legal Block	1
Legal Lot Number	7
Jurisdiction	LAKE MN
Township / Civil Division	FALL LAKE
Census Block Group	1
Census Block	1090
Census Tract	370101

Owner

Source: Lake County records · APN 28-6226-01070

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12960 W RIDGE RD, ELY, MN 55731-8397
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 08, 2021	Deed, Transfer
Sep 14, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2015 · Amount on Record
Deed Sale	Dec 14, 2015 · Amount on Record
Deed Document Number	2015446300
Last Transfer Date	Sep 10, 2018
Transfer Doc	0000190549
Record Updated	Sep 20, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE MN
Recording Date	Apr 08, 2021
Property Address	12960 W RIDGE RD, ELY, MN 55731-8397
Document Number	A000196999
Instrument Date	Apr 07, 2021
Instrument	A000196999
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12960 W RIDGE RD, ELY, MN 55731-8397

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE MN
Recording Date	Sep 14, 2018
Property Address	12960 W RIDGE RD, ELY, MN 55731-8397
Document Number	A000190549
Instrument Date	Sep 10, 2018
Instrument	A000190549
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12960 W RIDGE RD, ELY, MN 55731-8397

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
County Subdivision	Fall Lake Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,600 (+5.43%) Land $71,700 Building $234,900	$306,600 (+5.43%) Land $71,700 Building $234,900
2025	$1,408.00
2023		$290,800 Land $61,300 Building $229,500	$290,800 Land $61,300 Building $229,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	High above 74% of the US · above 90% of Minnesota
Wildfire Likelihood	About 1 in 433 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Zito West Holding	Fiber	1,000 / 1,000
Treehouse Broadband	Fixed Wireless (licensed-by-rule)	900 / 500
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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