San Diego County property record for 12960 McNally Rd, Valley Center, CA 92082
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,527 sqft · built 2005 |
| Lot Size | 17.7 acres (773,190 sqft) |
| Owner | Trust Name on File |
| Last Sale | $400,000 (Apr 2014) |
| Tax Bill | $6,194 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Nov 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 128-211-15-00 |
| Primary APN | 128-211-15-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,527 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Mobile Home |
| Lot Area | 773,190 sqft |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 1282103600 |
|---|---|
| Street Address | 12960 MCNALLY RD |
| City | VALLEY CENTER |
| State | CA |
| Zip | 92082-3703 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | A70 |
| Legal Description | SEC 13-10-2W (EX RD)ALL S OF DOC248809REC71 IN DOC154050REC71 IN |
| Legal Range | 02W |
| Legal Township | 10 |
| Legal Section | 13 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | PAUMA VALLEY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 19109 |
12960 McNally Rd, a mobile home, is owner-occupied and held in a trust since April 2014.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 12960 MCNALLY RD, VALLEY CENTER, CA 92082-3703 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2024 | Deed of Trust, Mortgage · Commercial Mortgage TS BANK |
| Nov 17, 2023 | Deed of Trust, Mortgage · Commercial Mortgage TS BANK |
| Nov 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TS BANK |
| Apr 28, 2022 | Deed of Trust, Mortgage · Commercial Mortgage AGAMERICA LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2014 · Amount on File |
| Deed Sale | Apr 11, 2014 · Amount on File |
| Prior Sale | Jun 29, 1990 · Amount on File |
| Deed Document Number | 2014144989 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12960 MCNALLY RD, VALLEY CENTER, CA 92082-3703 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000004791 |
|---|---|
| Date | Jan 8, 2024 |
| Instrument | 2024-0004791 |
| Name | TS BANK |
|---|---|
| Type | Bank |
| Address | TREYNOR, IA 51575 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12960 MCNALLY RD, VALLEY CENTER, CA 92082-3703 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000321362 |
|---|---|
| Date | Nov 17, 2023 |
| Instrument | 2023-0321362 |
| Name | TS BANK |
|---|---|
| Type | Bank |
| Address | TREYNOR, IA 51575 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 122 Months |
| Due | Jan 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12960 MCNALLY RD, VALLEY CENTER, CA 92082-3703 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000321361 |
|---|---|
| Date | Nov 17, 2023 |
| Instrument | 2023-0321361 |
| Name | TS BANK |
|---|---|
| Type | Bank |
| Address | TREYNOR, IA 51575 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12960 MCNALLY RD, VALLEY CENTER, CA 92082-3703 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000185656 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 2022-0185656 |
| Name | AGAMERICA LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LAKELAND, FL 33811 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 12960 McNally Rd was $6,194.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Valley Center-Pauma Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $500,141 (+2%) Land $312,590 Building $187,551 | |
| 2025 | $6,194.00 | $490,335 Land $306,461 Building $183,874 |
| 2023 | $5,939.00 (+1.7%) | $471,296 Land $294,561 Building $176,735 |
| 2022 | $5,840.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12960 McNally Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12960 McNally Rd is very high, ranking above 93% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 78% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026 |
|---|---|
| Water Source | Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY |
| Last State Inspection | Apr 2021 |
| Lead | 4 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 25 / 6 |
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