12960 Lone Oak Ln, De Soto, MO 63020 Property Records

Jefferson County property record for 12960 Lone Oak Ln, De Soto, MO 63020

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,568 sqft · built 1995
Lot Size	1.73 acres (75,794 sqft)
Owner	Individual Name on File
Tax Bill	$1,435 (2025)
Deeds & Mortgages	Feb 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`23-3.1-06.2-0-004-003.01`

Property Details

APN / Parcel Number

Primary APN	`23-3.1-06.2-0-004-003.01`
Alternative APN	`2331062 00400301`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	75,794 sqft
Deck Area	Deck Area
Patio Area	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12960 LONE OAK LN
City	DE SOTO
State	MO
Zip	63020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	PT NW1/4 SW1/4
Legal Range	5E
Legal Township	39N
Legal Section	06
Legal Block	2
Legal Lot Number	2
Jurisdiction	JEFFERSON MO
Township / Civil Division	VALLE
Census Block Group	2
Census Block	2006
Census Tract	701300

Owner

12960 Lone Oak Ln is owned by an individual who acquired it in December 2018.

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12950 LONE OAK LN, DE SOTO, MO 63020-3538
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 30, 2018
Transfer Doc	2019R004850
Record Updated	Oct 29, 2026

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 21, 2019
Property Address	12960 LONE OAK LN, DE SOTO, MO 63020
Document Number	0000004850
Instrument Date	Dec 30, 2018
Instrument	4850
Transaction Type	Transfer
Record Updated	Mar 13, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12950 LONE OAK LN DE SOTO MO 630203538, DE SOTO, MO 63020-3538

Tax Assessment & Valuation

The 2025 property tax bill for 12960 Lone Oak Ln was $1,435, up 7.4% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,000 (-) Land $1,600 Building $19,400	$110,500 (-) Land $8,600 Building $101,900
2025	$1,435.00 (+7.41%)	$21,000 Land $1,600 Building $19,400	$110,500 (-) Land $8,600 Building $101,900
2024	$1,336.00 (+0.3%)		$110,500 (+8.65%) Land $8,600 Building $101,900
2023	$1,332.00	$19,300 Land $1,600 Building $17,700	$101,700 Land $8,600 Building $93,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12960 Lone Oak Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12960 Lone Oak Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 5 serves 8,000 people · EPA ID MO6024296
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20