12960 E 108th Way, Commerce City, CO 80022 Property Records

Adams County property record for 12960 E 108th Way, Commerce City, CO 80022

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,282 sqft · built 2016
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$355,528 (Jan 2017)
Tax Bill	$5,239 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0154054`

Property Details

APN / Parcel Number

Primary APN	`R0154054`
Alternative APNs	`0172112102008` `172112102008`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,282 sqft Living Area
Basement Area	1,038 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	558 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	R0154054
Old Parcel Number	172112102008
Street Address	12960 E 108TH WAY
City	COMMERCE CITY
State	CO
Zip	80022-6233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:LINDEN FILING NO 1 AMENDMENT NO 1 BLK:22 LOT:2
Legal Range	67W
Legal Township	02S
Legal Section	12
Legal Quarter	NW
Legal Subdivision	LINDEN FILING NO 1 AMENDMENT NO 1
Legal Block	22
Legal Lot Number	2
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	1
Census Block	1028
Census Tract	8558

Owner

12960 E 108th Way is owned and occupied by two individuals who bought it in January 2017.

Source: Adams County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12960 E 108TH WAY, COMMERCE CITY, CO 80022-6233
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 20, 2023	Deed of Trust, Mortgage · Line of Credit ENT CU
Nov 20, 2019	Deed of Trust, Mortgage · Line of Credit SPACE AGE FCU
Oct 24, 2017	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 19, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage CITYWIDE HMS LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2017 · Amount on File
Deed Sale	Jan 19, 2017 · Amount on File
Deed Document Number	2017000005445
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	12960 E 108TH WAY, COMMERCE CITY, CO 80022-6233
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12960 E 108TH WAY, COMMERCE CITY, CO 80022-6233

Mortgage

Document Number	0000014399
Date	Feb 15, 2022
Instrument	2022000014399

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2051

Interest

Index	LIBOR

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	12960 E 108TH WAY, COMMERCE CITY, CO 80022-6233
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014492
Date	Mar 20, 2023
Instrument	2023000014492

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80921

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	12960 E 108TH WAY, COMMERCE CITY, CO 80022-6233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101185
Date	Nov 20, 2019
Instrument	2019000101185

Lender

Name	SPACE AGE FCU
Type	Credit Union
Address	AURORA, CO 80014

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Oct 30, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	12960 E 108TH WAY, COMMERCE CITY, CO 80022-6233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092824
Date	Oct 24, 2017
Instrument	2017000092824

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

January 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Jan 19, 2017
Property Address	12960 E 108TH WAY, COMMERCE CITY, CO 80022-6233
Document Number	0000005445
Instrument Date	Jan 17, 2017
Instrument	5445
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 25, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.55
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12960 E 108TH WAY COMMERCE CITY CO 800226233, COMMERCE CITY, CO 80022-6233

Mortgage

Document Number	5446,
Date	Jan 19, 2017
Instrument	5446

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12960 E 108th Way was $5,239.

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Commerce City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,239.00	$33,500 Land $7,250 Building $26,250	$536,000 Land $116,000 Building $420,000
2023	$8,119.00 (+3.97%)	$38,630 (+5%) Land $6,700 Building $31,930	$571,000 (+7.87%) Land $99,000 Building $472,000
2022	$7,809.00	$36,790 Land $13,760 Building $23,030	$529,363 Land $198,000 Building $331,363

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12960 E 108th Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12960 E 108th Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ADAMS COUNTY WSD serves 75,559 people · EPA ID CO0101140
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Verizon.

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